The bank settlement account of an enterprise is in a sleep state when there is no receipt and payment activity for a long time, commonly known as the unit sleep account. To a certain extent, the unit sleep account shows that depositors have no internal demand for opening bank settlement accounts for fund collection and payment activities. If such accounts are dormant for a long time, on the one hand, it is not conducive to depositors to effectively control and manage their funds, and even some objective factors may lead to the misappropriation or misappropriation of account funds, resulting in unnecessary losses. Usually 65,438+0 years will not happen on public accounts.
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The account fund settlement relationship between enterprises and banks has become increasingly complex and frequent. Coupled with the exposure of internal contradictions in capital circulation, as well as the lack of relevant knowledge, weak concept of settlement laws and regulations and egoism, enterprises and institutions once opened accounts indiscriminately, refused to pay for goods unreasonably, and evaded the supervision of bank credit settlement.
This phenomenon directly leads to the transfer and misappropriation of funds, which affects the efficiency and benefit of the use of funds. Therefore, it is of great significance to ensure that accountants in enterprises and institutions understand the rules for opening and using bank settlement accounts, so as to strengthen the management of bank settlement accounts and maintain the stability of economic and financial order.
Baidu Encyclopedia-Corporate Bank Account
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