What does credit customer service mainly do?

Credit customer service is an important customer service profession, whose duty is to help customers get loans and solve any possible problems. The main tasks include handling customers' loan applications, reviewing their credit records, evaluating their financial situation, providing financial advice and coordinating loans. Customer service personnel should have certain financial knowledge and emotional intelligence, be good at communicating with customers, patiently answer customers' questions, and be professional in handling loan risks and accepting customers' complaints.

Credit customer service needs to master relevant industry policies and processes, and need to know all kinds of loans, such as personal loans, commercial loans, housing loans, etc. The financial status and credit records of customers also need detailed investigation and analysis. Therefore, customer service personnel need to master all kinds of financial software and office software, such as Excel, Word and customer relationship management system to support their work.

In the work of credit customer service, customer service awareness is very important. Qualified customer service personnel should become intimate friends of loan customers and be ready to answer their questions at any time. When dealing with loan complaints, they must also be careful not to harm the interests of banks, and at the same time find the best solution for customers. To sum up, credit customer service is a challenging job. If you have good communication skills and financial knowledge, as well as a high sense of customer service, this is your chance to succeed in your career.