Process of handling small loans:
1. The borrower submits the loan application materials to the bank;
2. The bank conducts a preliminary examination of the application materials submitted by the borrower;
3. The bank conducts credit investigation and customer evaluation on the borrower;
3. The bank examines and approves the loan application that meets the loan conditions through preliminary examination and credit investigation;
4. If it is approved, notify the borrower to go through relevant procedures such as signing, lending, mortgage or pledge; If it fails to pass the examination and approval, it shall explain to the borrower;
5. After the loan contract comes into effect, the handling bank will issue loans.