How to start a company
First of all, the district (county) with pilot intention submits a pilot application to the Municipal Finance Office, clarifies the pilot work plan and promises to take responsibility for risk prevention and disposal.
Secondly, the district (county) screens the main sponsors who meet the relevant conditions and have the intention to declare.
Finally, the screened company sponsors submit the application materials for company establishment to their districts (counties), and the districts (counties) report to the Municipal Finance Office for review after completing the pre-examination. With the approval of the Municipal Finance Office, the company applicant shall go through the registration formalities with the administrative department for industry and commerce according to law, obtain a business license, and submit relevant materials to the local public security organ, the banking regulatory bureau and the branches of the People's Bank of China within 5 working days.
Conditions for applying for establishment
1. There are articles of association that meet the requirements.
2. The promoters or investors shall meet the prescribed conditions.
3. The company is organized as a limited liability company or a joint stock limited company. A limited liability company shall be established by capital contribution of shareholders with less than 50 persons; A joint stock limited company shall have two to two hundred promoters, more than half of whom shall have domicile in China.
4. The registered capital of the company comes from real and legal sources, all of which are paid-in monetary capital, which shall be paid in full by the investor or promoter at one time. The registered capital of a limited liability company is not less than 5 million yuan, and the registered capital of a joint stock limited company is not less than 6.5438+million yuan. The shares held by individual natural persons, corporate legal persons, other social organizations and their related parties shall not exceed 65,438+00% of the total registered capital of the company.
5. Having qualified directors and senior managers.
6. Have staff with corresponding professional knowledge and experience.
7. Necessary organizational structure and management system.
8. Having business premises, safety precautions and other business-related facilities that meet the requirements.
9 other prudential conditions stipulated by the Provincial Finance Office.
I want to start a company. How come?
Conditions for the establishment of the company:
1. Establish the company's articles of association, and handle the industrial and commercial tax registration according to law with relevant documents.
2. Find a suitable shareholder with the corresponding registered capital and register the capital verification in the bank.
3, there are qualified personnel and management personnel.
4. Establish corresponding internal organization and management system.
5. Having business premises, safety precautions and other business-related facilities that meet the requirements.
How to start a mortgage company
If it is illegal, it can be opened at will, and the qualified enterprises that legal individuals are not qualified to open are about one in ten thousand.
How to start a loan company
To start a company, you must have money first, people second, money third and talents fourth!
How to start a loan company?
It's troublesome to need registration and so on, and there are procedures and so on.
What do you need to start a company?
Each province will have its own company management methods, and the conditions for opening are nothing more than the following:
1, with articles of association that meet the requirements; 2. The shareholders of the company must meet the requirements of quorum. A limited liability company shall be established with the contribution of less than 50 shareholders, and a joint stock limited company shall have 2 to 200 promoters. 3. The company is organized as a limited liability company with a registered capital of not less than 50 million yuan (20 million yuan in underdeveloped counties), not less than 80 million yuan (30 million yuan in underdeveloped counties) during the pilot period, and the maximum registered capital of the company is not more than 200 million yuan (654.38 billion yuan in underdeveloped counties); 4. Having qualified directors and senior managers; 5. Having staff with corresponding professional knowledge and experience; 6. Necessary internal organization and management system; 7. Having business premises, safety precautions and other business-related facilities that meet the requirements.
How do individuals start private lending companies?
According to China's current laws, enterprises that are not financial institutions are not allowed to lend. If a loan occurs, the legal consequence will naturally be that the contract is invalid, the principal will be returned, and the interest will be confiscated and recovered by the state in theory. Loans are allowed between enterprises and individuals and between individuals, and the interest shall not exceed four times the bank interest.
Article 6 1 of the general principles of loans stipulates: "enterprises shall not handle lending or disguised lending financing business in violation of state regulations." It is obviously illegal for the plaintiff and the defendant to borrow money privately, and their civil acts are invalid from the beginning, and the loan contract is invalid. The Supreme People's Answer on How the People Decide the Interest Agreed by Contract Lenders between Enterprises clearly stipulates: "The people should collect the agreed interest from the lenders who borrow from enterprises or the lenders who actually borrow from each other in the name of joint venture."
How to start a credit company? What are the requirements?
It is recommended to consult the local bank, there may be such projects.
There will be many companies outside, but you must pay attention to your choice.
Safety comes first.
Go to the bank by yourself or find an agent or intermediary.
Try not to borrow money from unfamiliar intermediary companies, which is easy to be cashed out.
Good luck! Please accept the answer and support me. If you have any questions, please ask. Thank you for your support O(∩_∩)O~
How to get a loan from a new company?
The purpose of communication between companies and banks is to obtain loans, but if we can choose the right banks and
The income of small companies far exceeds the loan. So, how to choose the right bank?
Loan is a key step for small companies to establish communication relations with banks.
(1) Choose according to the cost.
In terms of loan interest rate, the current benchmark loan interest rate is 6 months. However, according to financial supervision
According to the regulations of the administrative department, banks can float up or down loans within a certain range when issuing commercial loans.
Interest rates, such as the lending rates of many local banks, can go up 10%, 20%, 30% or even more.
The loan relationship between banks and small companies is a mutually beneficial cooperative relationship. Banks also exist.
Expand business and compete for quality customers. So in order to attract gold loan customers, banks generally give
Give preferential conditions, including preferential loan interest rates.
Therefore, small companies can "shop around" when applying for loans, and try to choose interest rates to rise.
Small financial institutions borrow money. In fact, getting a loan from a bank is as picky as going to the market to buy things.
Only by shopping around can we choose good and cheap goods. Relatively speaking, the loan benefit of state-owned commercial banks
The rates are generally lower than those of local credit cooperatives, but the procedures are stricter and more complete.
Small companies should consider other cost factors, such as loans, besides choosing interest rate basis points.
Do you want to pay the handling fee, evaluate the collateral, take out insurance and so on.
Factors that increase the cost of money. As the boss of a small company, you can borrow money from the bank.
Interest rate and other additional charges, and choose a bank with lower cost.
(2) Different choices according to business characteristics
We know that at present, whether it is Industrial and Commercial Bank of China, China Construction Bank, China Bank or Agricultural Bank.
Banks, development banks, etc. The types of loans involved are also different. Different banks must have different places.
The same business characteristics. Because each bank has different purposes and development process, it has its own characteristics.
Its own business characteristics. If some banks have branches abroad and start foreign exchange business, some banks are
Real estate credit performed well, and some banks made outstanding achievements in supporting small companies. different
Banks carry out different business projects and loan types, and small companies choose when lending.
Which bank to cooperate with, we should deeply understand the business characteristics of each bank, and then according to the actual needs of the company.
Make sure.
(3) According to the principle of grade symmetry.
As the saying goes, a perfect match is a perfect match. The same is true for small companies to choose loan banks. Small companies want
Being favored and valued by banks, an important factor is to find ways to make your taste equal to that of banks.
This will facilitate future cooperation. In other words, big companies should try to find big banks.
, looking for those who can be regarded as first-class banks, small companies should try to find those small and medium-sized banks, points.
Establish a relationship with a bank or credit cooperative. In this way, it is a match.
We have a scientific basis for saying this. If a small company and a first-class big bank
Communication, because the door is not right, is bound to be insignificant among many customers, and the body is small.
To put it mildly, the effect of cooperation will certainly not be ideal. On the other hand, if small companies find those small and medium-sized banks.
When dealing with credit cooperatives, you will show your dignity among many customers and be respected and treated by banks.
Such cooperation is bound to be pleasant and the effect will be good. As the ancients said, it is better to be the head of a chicken than the whole thing.
Oxtail. Small companies choose bank loans, preferring to be first-class customers of small banks rather than going.
Be a third-class customer of a big bank. Sometimes, the head of a chicken is more economical than the tail of a cow.
(4) Make multi-head selection according to the needs of the company.
If a small company is associated with a bank, it is weak when the bank makes money for some reason.
When the strength is insufficient, the company will inevitably fall into the predicament of failure. But if the company and several banks at the same time
Have connections. When one bank does not support it, several other banks will provide support so as not to affect the public.
The division of capital demand, and in this way, you can negotiate with the bank on loan terms and get more.
Preferential benefits.
It can be seen that when a small company lends money, it is absolutely impossible to determine which one is based on the loan interest rate.
The price of bank's credit products is low, and which bank's credit products are high, but it is necessary to integrate various currencies.
Factors, loan term and loan amount are used to select banks. have ......
How to start a loan company?
Conditions for the establishment of the company:
1. Establish the company's articles of association, and handle the industrial and commercial tax registration according to law with relevant documents.
2. Find a suitable shareholder with the corresponding registered capital and register the capital verification in the bank.
3, there are qualified personnel and management personnel.
4. Establish corresponding internal organization and management system.
5. Having business premises, safety precautions and other business-related facilities that meet the requirements.
How to open the company?
Start your own company
1, check the name, and go to the industrial and commercial bureau to get an application form for pre-approval of enterprise (font size) name.
2. Prepare application documents and materials.
3. Investors prepare relevant qualifications. This part shall be carried out simultaneously or in advance with the above application materials. The investor shall, in accordance with the Detailed Rules for the Implementation of the Interim Measures for the Administration of Financing Guarantee Companies, prepare the relevant qualifications required for the establishment of a financing guarantee company, including the office location, the list of directors, supervisors and senior managers, and the capital contribution.
4. After all the application materials and qualifications of the district government where the proposed place is located are prepared, first report to the Economic and Trade Bureau of the district where the proposed place is located.
5. After the application materials are approved by the district government of the regulatory department, the district government will report the application plan together with the application materials of the main sponsor to the Municipal Finance Office, which will review the authenticity of the submitted materials within 15 working days from the date of receiving the complete application materials, put forward suggestions for agreeing or disagreeing with the establishment of the company and report them to the Provincial Finance Office.
Join a company
1, business communication-headquarters negotiation-project evaluation-determination of intention-signing.
2. Company registration-headquarters audit-storefront decoration-site selection customization-preparation-team formation-headquarters training-market research-market promotion.
3. Trial operation-opening-store operation supervision-market development, channel expansion and business operation.
How to run a loan company and how to run a loan company?
To operate a loan company, the following conditions need to be met:
1. The company has articles of association that meet the requirements.
2. The registered capital of the company is not less than RMB 500,000.00 Yuan, which is paid-in monetary capital, which shall be fully paid by the investors at one time.
3. The company has senior managers with professional knowledge and business experience.
4. The company has personnel with corresponding professional knowledge and experience.
5. The company has an organizational structure and strict management rules and regulations.
6. The company has qualified business premises, safety precautions and other business-related facilities.
7. After meeting the above conditions, the main sponsors of the company can submit the application materials for establishing a loan company to the local district (county) government, and the district (county) government will report to the Municipal Finance Office for review after completing the pre-examination.