In the ranking of the homepage platform of the website, it feels unreliable to see that the top 50 have no peace of mind loans. The focus of the professional platform is to engage in products, improve risk control and ensure the safety of investors, and this platform gives people the impression that they have been questioning others. Not reliable? Running away is a bit like hooliganism.
Second, is Ann Credit reliable?
Question 1: Is An Credit Wealth Management Product Reliable? It's hard to say that P2P is too messy now. How to avoid it is still necessary to take a long-term view. Don't believe all kinds of propaganda, you should have your own judgment standard.
Investigating a platform is nothing more than investigating the following recommendations. "Three disciplines" are the three principles for choosing P2P platform. First, select the top P2P platforms among some large third-party rating agencies; Second, choose P2P platform to obtain venture capital; The third is to choose those platforms with advanced risk control models and high resolution. "Eight Notices" refers to the specific details that need to be careful when investing in P2P online loans. First, the origin of the platform founder is unknown; Second, the operation team has no internet and financial background and does not vote; Third, there is no risk control and technical team does not vote; Fourth, don't vote if the income is too high; Fifth, the loan target is too big to invest; Sixth, false targets and false guarantees are not cast; Seventh, don't invest in the borrowing targets of backward or overcapacity industries; Eighth, platforms that are suspected of self-integration do not vote.
Question 2: Is An Credit Reliable? Is Ann Credit Safe? I haven't heard of it. Don't try an unknown platform easily. You should find someone you know. Pleasant loans and one-card loans are more common.
Question 3: Is An Credit a secure p2p company? There is no absolutely reliable and safe standard for platform selection. The general operating time is more than one and a half years, and the annual interest rate is between 8.8- 15.8%. Interest rates are too high, and some platforms may be dangerous. After all, risks and benefits are directly proportional.
Question 4: How about An Credit? Is it reliable? If it is not reliable, we must first understand their background, the authenticity of the project, the risk control of the platform, the benefits and security of the platform, and the response strength of the registered funds of the platform. In short, the loan funds are good in many aspects, and the background of state-owned assets can be considered.
Question 5: Is the security credit formal? If you are ready to take out a loan, you can take out a loan as long as the interest rate is what you want. It doesn't matter whether he is formal or not. As long as the money is lent out, the rest will not be considered.
Question 6: Is Ann Credit Financing Real? It is recommended to choose a large and reliable corporate finance. Nowadays, many P2P companies run away and choose companies with backers, such as lufax, michel platini Security, Xin Kai Loan and banking background.
Question 7: Is there any security guarantee for Amsafe? Ann's credit is not clear. The fund in Xunqian.com cooperates with a third party to pay Epro, which is relatively safe.
Question 8: How about An Credit? Is the investment safe and reliable? An Credit is a safe and reliable platform, which provides safe and high-yield investment and wealth management products for investment and wealth management personnel, and provides real estate mortgage loans and other services for small and medium-sized enterprises. The loan forms are diverse, fast and convenient. Located in Shijingshan District, Beijing, in the early days of the establishment of the platform, it began to engage in private lending business with its own funds and has many years of offline financial background. It is a financial service company that goes from offline to online. Its main management background is finance and law, so an credit platform also shows the characteristics of financial institutions. At present, An Credit has three products, namely mortgage loan, weekly loan and credit loan. The advantage of An Credit is that it provides joint and several guarantees for every loan of investors, and there are extra collateral as the repayment pledge of borrowers, so An Credit is a platform with almost zero overdue rate and high safety factor.
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Question 9: Is Ann Credit Safe? For this problem, the landlord can refer to the measures taken by An Credit to consider and measure it, as follows: 1. "Small short-term loans": We only provide borrowers with short-term loan applications, and the loan period generally does not exceed 12 months, so as to avoid long-term risks brought about by changes in the economic environment. 2. "Stability test": We require the borrower to operate stably in the same booth in a market for at least two years, pay the rent and management fees on schedule, and have a stable cash flow. We believe that such businesses usually have a relatively stable customer base, and the cost of default is high, so they will not move easily because of debt evasion. 3. "Merchants' Joint Guarantee": more than three merchants who have favorable comments on professional markets and shopping malls and can form joint guarantee have priority to guarantee loans. Due to the recommendation of the market and the joint guarantee mechanism, the default rate of such businesses is usually very low. 4. "Increase the loan amount": For newly developed loan merchants, the loan amount we give them is less than 3,000 yuan. With the accumulation of credit, we gradually increase their loan amount to reduce the risk of one-time default. 5. "Repayment by installments": Merchants who have borrowed for more than 93 days must repay the principal and interest in the same amount every month to reduce the risk. 6. "Audit Follow-up": For every merchant, we will conduct on-site audit and pay a regular return visit after the loan.
Question 10: Is the P2P financial management of An Credit reliable? First of all, let me talk about P2P financial management. Peer-to-peer financial management refers to the docking of the borrowing needs of both borrowers and borrowers through the intermediary of the company. The advantage of P2P is that it can connect people directly, let people interact directly through the Internet, make communication on the Internet easier, and really eliminate middlemen. Then, let's talk about the financial management method of An Credit. Everyone knows that An Credit mainly does P2P financial management, and it is also doing quite well in this industry. On April 20 14, it passed the "white list" audit of Baidu, and then continued to participate in major media column activities. An Credit strictly follows the definition of P2P financial management, does not absorb deposits, does not lend, and only acts as a third party. Compared with some other "cash pool" practices, the safety factor is higher and the trust of users is higher.