Not only that, large loans are also a hot spot that many friends care about. Especially for many friends who do business and start businesses, they need a lot of money, so a large loan platform will be a good choice. What are the large loan platforms? Summarized eight large loan apps for everyone.
1, lightning loan from China Merchants Bank
This is a bank-based credit loan. You can apply directly in China Merchants Bank's mobile banking without mortgage guarantee, but generally only high-quality customers can obtain the qualification of lightning loan, with a maximum amount of 300,000, but it can only be used for personal consumption purposes such as car purchase, decoration, shopping and tourism.
2. BOC Easy Loan
Only specially invited customers of China Bank can apply for pure credit consumption loans from China Bank. Bank of China will provide customers with credit by using Internet and big data technology, with a loan amount of 5,000 yuan and a maximum of 300,000 yuan. It can only be used for personal consumption, and funds cannot be used for real estate, investment and other fields.
3. CCB Express Loan:
The pure credit loans of CCB can be divided into fast e-loans, financing e-loans and pledge loans. Invited customers can apply for self-help through CCB electronic channels, sign contracts online and approve in real time. Ordinary customers can get up to 50 thousand yuan, and the maximum loan amount for financial and private customers can reach 500 thousand yuan.
4. Sorry
The maximum loan amount is 300,000 yuan, generally around1~ 30,000 yuan, and the daily interest rate is. If the sesame credit score is 600 points, you will have the opportunity to be invited by the system to open it, and you can cycle the loan within the credit limit, but each application needs to re-evaluate the borrower.
The above is the introduction of the 10,000 yuan loan platform. Interested friends can download the APP application.
What are the lending institutions?
With the development of economy, people's material life is getting richer and richer, and the requirements for quality of life are getting higher and higher. Demand for consumer loans such as buying a house, buying a car and traveling is also increasing. So what are the current lending institutions?
1, bank. Commercial banks, commercial banks generally only do short-term lending business. The loan term shall not exceed one year; Rural banks mainly provide financial services for local farmers, agriculture and rural economic development; Policy banks generally offer preferential treatment in terms of loan scale, term and interest rate.
2. Theme financial companies. Auto financing company, a non-bank financial institution that provides financial services for car buyers and consumers; Consumer finance companies are non-bank financial institutions that provide loans to individuals for the purpose of consumption.
3. Private lending institutions. A company that does not take deposits from the public enjoys the property of an independent legal person and bears civil liability for its debts with all its property; Pawnshops, commonly known as pawn shops, are issued by informal marginal financial institutions.
4. Non-bank financial institutions. Loan company, a limited liability company fully funded by domestic commercial banks or rural cooperative banks; Insurance companies, loans provided by insurance companies to enterprises; Finance companies are mostly subsidiaries of commercial banks, mainly absorbing deposits and then issuing loans; Trust company is a financial product with variable interest, which is generally affected by the capital demand of investment projects.
The above is an introduction to the relevant contents of lending institutions. No matter what kind of lending institution you choose, you must carefully compare and choose the one that suits you better.
What are the loan platforms of large companies? These four small loan platforms have their origins.
When applying for loans, many borrowers are reluctant to apply for some loan platforms that they have never heard of. Without the support of large companies, the sources of funds for small loan companies will be relatively tight, and borrowers will also have some concerns. What are the loan platforms of large companies? These four small loan platforms have a beginning!
What are the loan platforms of large companies?
1, e loan
E-loan is an online personal consumption credit loan under China Merchants Bank. In fact, it is essentially a credit loan of China Merchants Bank Credit Card. If you occupy the credit card limit, you can shop or withdraw cash. To apply for e-loan, users need to hold a credit card of China Merchants Bank. At present, the maximum amount of e-loan application is 300,000, and the longest installment time is 36.
2. Long term loans
Good-term loan is a personal micro-credit loan product under Zhaolian Consumer Finance. Lenders can apply for loans on good loans for a maximum of 60 months, that is, 5 years, with a maximum amount of 200,000. It should be noted that if you want to apply for a good term loan, the lender's sesame credit score should not be lower than 600, otherwise it will be difficult to apply successfully.
3. Zhongyuan Consumer Finance
Zhongyuan Consumer Finance is a national licensed financial institution approved by China Banking and Insurance Regulatory Commission. Lenders who want to apply for loans in Zhongyuan Consumer Finance need to be at least 22 years old. Need to provide ID card, mobile phone number and other related information. At present, the lowest annual interest rate of Central Plains consumer finance is 10%. After applying for a loan on the APP, the lender can receive the loan within 5 minutes at the earliest.
4. Comfortable flowers
Easyhead is a small loan software owned by Instant Consumer Finance. Like Zhongyuan Consumer Finance, Easyhead is also a licensed financial institution approved by China Banking and Insurance Regulatory Commission. Lenders who want to apply for a loan on comfortable flowers need to be at least 18 years old, and they need to register their mobile phone numbers, ID cards and other related information when applying. Anyihua's minimum daily interest rate is 200,000 yuan.
The above is about "what are the loan platforms of big companies", and I hope it will help everyone!