2.P2P finance refers to lending between individuals, with companies as the intermediary, connecting borrowers and borrowers to meet their respective lending needs. Borrowers can be unsecured loans or secured loans, and intermediaries are generally a new financial management model that collects fees from both parties or one party or earns a certain interest margin for profit.
Third, there are many P2P wealth management companies in the market at present, and their products are no different, and their yields are different. Investors are advised to choose products that suit them rationally and cautiously. At the same time, when choosing a P2P company, we must move around and investigate more, and choose a company with formal qualifications, large scale and good reputation to handle business, so as to ensure the safety of investors' funds.