The data shows that Internet insurance has increased from 365,438+99 million yuan in 2065,438+0 to 234.7 billion yuan in 2065,438+0. In 20 16 years, there were 665,438+65 million new internet insurance policies, accounting for 64.59% of all new policies. The penetration rate increased from 0.22% of 20 1 1 to 9.2% of 20 15, and decreased from 20 16 to 7.58% due to the strengthening of internet insurance supervision. Companies engaged in internet insurance business increased from 28 companies in 20 1 1 to 201/7 companies.
Chuancai Securities said that because the information transformation of the insurance industry itself is later than that of banks and securities, all links in the insurance industry chain have great room for improving efficiency and customer experience, and Internet insurance startups have been established. Considering that the density and depth of domestic insurance are still at a low level, the market space for industry development is huge, and the primary market financing is active.
From the perspective of the structure of Internet insurance, auto insurance and wealth management insurance are the two most important products. Internet insurance data released by China Insurance Regulatory Commission at the end of 20 15 shows that 93% of property insurance is auto insurance; In life insurance, more than 96% is life insurance, among which financial insurance with high cash value accounts for a high proportion. Internet penetration rate of guaranteed life insurance is still at a low level.