1, with different meanings: financing means that an enterprise attracts investors' funds by issuing securities such as stocks, bonds and funds, so as to increase its capital reserve. Financing means that enterprises borrow from outside through financing channels such as banks and financial institutions to meet their capital needs.
2. Different modes of operation: fundraising usually requires securities issuance, listing and other processes, and investors need to subscribe or buy. And financing means that enterprises borrow money from banks or financial institutions by signing agreements with them.
3. The distribution of risks and benefits is different: when raising funds, securities such as stocks or bonds of enterprises are usually handed over to investors, and enterprises will face the situation of sharing interests and risks with investors. Financing means that an enterprise signs a loan agreement with a bank or financial institution. The enterprise needs to bear the expenses such as interest and loan principal, and the risks and benefits are owned by the enterprise.
4. Different needs and purposes: financing is usually to expand the scale of enterprises, expand business or reorganize assets, while financing is to meet the funding gap and short-term funding needs in enterprise operation.