Which platform is easy to borrow and has a high loan pass rate?
The following rankings are in no particular order and are for reference only.
1, Zhaolian Finance
Zhaolian consumer finance company's loan service platform, a formal licensed consumer finance company. Under its name, there are two product systems: "Good Loan" and "Credit Payment", which provide users with services such as cash installment, installment consumption and interest-free shopping. The maximum application amount is 200,000. Online application, immediate approval, flexible repayment, up to 36 installments.
2360 IOUs
360 Digital Group's credit technology service brand completes the application online with its mobile phone number and identity information. The maximum application amount is 200,000, and the loan can be released in 5 minutes at the earliest, and can be divided into 24 installments at the longest. The interest rate is transparent, new users are interest-free for up to 30 days, and the annualized interest rate starts from 7.2%.
3. Comfortable flowers
Consumer loan products with revolving credit line are launched by consumer finance companies with consumer finance licenses, allowing users to withdraw cash, spend money and installment within the credit line, and can apply for a maximum credit line of 200,000. The one-time credit line is recycled, and the annualized interest rate (simple interest) is 7.2%-24%, and the average daily interest of 1 0,000 yuan is 0.1-0.39 yuan.
4, the degree is small and full
The platform of 0 mortgage pure credit loan under Baidu period, formerly known as Qianhua, was applied by always online. Users only need to provide their ID cards and debit cards. 18-55 years old can apply. The fastest time for approval is 30 seconds, and the fastest time is 1 minute. The maximum amount of application is 200,000, and the repayment is flexible. Satisfied loans and privileged loans under its name can be applied for up to 24 periods.
5. Microfinance
Weizhong Bank, as a loan product launched by the first Internet bank in China, has a safe and reliable platform. At present, the invitation system is adopted, the maximum application amount is 200,000, and the daily interest is 0.02%-0.05%, which supports borrowing and returning.
6. An Xinhua
An Xinhua is characterized by high quota, fast loan, transparent interest and expenses, and is 22-55 years old. You can apply with your mobile phone real name and ID card. The maximum amount is 200,000 yuan, which can be returned with the loan, approved in 30 seconds, and received in 1 minute. It should be noted that Hong Kong, Macao, Taiwan, Xinjiang and Tibet do not support the application.
7. Mei Tian loan
You can apply for a credit line by filling in your ID card and basic information through the Mei Tian Loan APP. The maximum loan is 50,000, and the amount can be recycled. The loan can be released within 5 minutes at the earliest, with the comprehensive annual interest rate starting from 15.4%, and the number of optional periods: 3, 6, 9, 12.
8. Stage music
Loan products of Lexin Group, a Nasdaq-listed company. The maximum amount you can apply for is 50,000 yuan, which can be received in one minute at the earliest, providing 5,000 yuan interest-free, up to 30 days, prepayment without any charge, and up to 36 installments. Applications are prohibited in Hong Kong, Macao, Taiwan, Xinjiang and Tibet.
9. Easy installment loan.
Regular small loan companies, aged 22-45, can apply for loans with ID cards, bank cards and operator certification. The loan amount ranges from 500,000 to 200,000, the annual interest rate ranges from 7.2% to 24%, the repayment is flexible, and the number of optional periods is 3-36 months.
10, excellent melting speed.
Chongqing Yuzhong District Kerong Microfinance Company is responsible for the operation. The mobile phone can complete the registration application and approve the loan on the same day. The maximum amount is 200,000, with good personal credit and stable income.
What are the platforms for direct lending?
Online lending platforms include:
First, Qianhua: Qianhua is a credit service product under Baidu, which has a good reputation and a relatively fast lending speed. It can meet the daily demand for borrowing money, and it is very convenient to borrow if you want. The maximum amount is 200,000 yuan, 1 10,000 yuan loan 1 annual average daily interest 1. 1 yuan. The better the credit, the lower the interest rate.
Second, Lending Bao: Lending Bao is a pure credit loan product launched by Alipay, a subsidiary of Alibaba. According to the consumption situation and repayment ability of Alipay users. Ordinary users can only apply for opening if the sesame score is above 600. According to sesame score, the loan amount is10-300,000, the lowest daily interest rate is 0.02%, and the loan term is 12. It has always been a conscience loan.
3. Return: Shanghai Jihe Information Technology was established on 20 15 and returned the products on 20 16. The major shareholder is Focus Media listed company (stock code: 002027), and the shareholders are Focus Media, Sequoia Capital, Cinda Investment, noah wealth, Sina, etc.
4. Micro-loan: Weizhong Bank is the first Internet bank under Tencent. Its products include micro-loan and micro-car loan, and it is committed to providing fast financial services for small businesses and individual consumer groups.
Verb (abbreviation of verb) Paipai Loan: Paipai Loan was established in 2007 and is a p2p financial platform listed on the New York Stock Exchange. Auction loan products are mainly divided into batch bidding and rainbow bidding. At present, credit loans are provided to users, with a maximum loan amount of 200,000 yuan and a monthly loan interest rate of about 1%. Users can choose appropriate loan products according to their own needs.
Which online lending platforms are easier to pay?
With the continuous development of internet finance, a large number of lending platforms have emerged, but the interest and lending difficulty of each platform are different. Many borrowers definitely prefer those lending platforms with low interest rates. There are many such platforms. Here, let's take a look at some of them with a higher down payment ratio.
Which loan platform is easy to access and the interest rate is low?
1, Baidu has money to spend
There are many sub-products of Baidu Financial's pure credit loans, among which short-term loans are easy to apply, and the daily interest rate is as low as 0.02%. But it should be determined according to the borrower's comprehensive credit situation. Baidu account has been registered for a long time, used frequently, and often used Baidu products, which meets the basic borrowing conditions and has a high pass rate.
2. Recruit good loans
It is also easy to apply for a pure credit loan from Zhaolian Finance. As long as you download the APP on your mobile phone, register with the mobile phone number of the real-name registration system, upload your ID card, bind the bank card, and complete the real-name authentication, you can borrow money. The better the credit, the stronger the repayment ability, and the easier it is to pass the customs. The daily interest rate ranges from 0.03% to 0. 10%.
3. Ten thousand E loans
Wanda Pratt & Whitney pure credit loan platform is also relatively easy. Without mortgage guarantee, it can be handled directly online, and the daily interest rate is as low as 0.02%. With the advantages of low interest rate, fast lending speed and low threshold, it is one of the preferred lending platforms for many people, and the lending rate has been good.
4360 IOUs
360 financial pure credit loans are relatively easy to apply for. Chinese mainland residents aged 65,438+08-55 only need to provide their ID cards and bind their savings cards to complete real-name authentication, and they can apply for loans after the quota is approved. The daily interest rate is as low as 0.027%, which is relatively low among many lending platforms.
Which platforms can borrow money and receive it immediately?
When you want to get a loan, you definitely want the loan to be approved as soon as possible. If you want to provide all kinds of information over and over again as before and go to the bank many times, you will be very depressed. Which platform loan will arrive immediately? There are many such platforms on the market. Let's have a look. Which platform will borrow money immediately? If you want the loan to arrive immediately, those platforms with complicated approval processes will not work, and you can't borrow it online or offline. It also needs offline verification, and it is difficult to pass the examination and approval immediately. Therefore, you should choose the online loan platform, with fast approval and fast payment. The following loan products are all from licensed lending institutions, and the loans arrive quickly: 1. Anyi Huaan Yihua is a credit product of Instant Financial Consumption Co., Ltd., which can lend money in one minute at the earliest. The application materials only need to provide ID card, mobile phone number and bank card, and the minimum daily interest rate is 0.02%. 2. If you have money, it will arrive in 3 minutes and be approved for 30 seconds. Flexible repayment, daily interest, the minimum daily interest is the loan amount, which can be recycled. 3. Ctrip Finance Ctrip operates online all the time, which is fast and convenient. It takes only three steps to complete the application, and the fastest time is 1 minute. The loan can be received in real time, up to 200,000 yuan, and can be repaid with the loan. Among them, "take consumption" products can enjoy an interest-free period of up to 40 days, which is friendly to new users, and 80 yuan can enjoy the highest interest-free coupon. 4. Yin Bei consumes E-point loans. Yin Bei's consumption of E-point loan is also a pure online operation. Lending can be done in 30 seconds at the earliest, with a maximum loan amount of 50,000. The loan applicant is required to have good credit information, and it can also be repaid with the loan. Which platform loan will arrive immediately depends on the actual approval speed and lending speed. The fastest arrival speed of the above platforms is only 30 seconds, and you can choose the appropriate loan products according to your own needs.