On May 28th, Weibo, the official of Aiqianbang, said in response to a user's question: "It has been docked with the central bank's credit information", and the payment is not based on the central bank's credit information, but on the macroeconomic recovery, for the following reasons:
1. The object of the credit information system is mainly Lao Lai, not the unemployed and bankrupt, but the latter accounts for the majority;
2. The reason for overdue bad debts of credit is really insufficient;
3. The overdue relief of credit mainly depends on the macroeconomic warming.
Therefore, access to the central bank's credit information can only force some old people to pay back the money, which does not work for the real bankrupt and unemployed.
crime of illegal absorbing public deposits
In June 2020, the State Bureau for Letters and Calls replied that after verification, Qianzhan (Beijing Huiniu Technology Co., Ltd., the main operator of Qianzhan), the brother company of Aiqianjin (Beijing) Information Technology Co., Ltd., was registered in Fangshan District (Beijing) to be responsible for lending, suggesting that the financial department of Fangshan District (Beijing) should be responsible for handling it;
2. Aiqianjin (Beijing) Information Technology Co., Ltd. is suspected of raising funds, and has been placed on file for investigation by the public security economic investigation department of Dongcheng District, Beijing for the crime of illegally absorbing public deposits. Since the case has entered the judicial process, the administrative department has no right to intervene. It is suggested to ask the public security economic investigation department of Dongcheng District, Beijing.
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