What is the nature of hengfeng bank?

Hengfeng bank Co., Ltd. is one of 12 national joint-stock commercial banks.

There are 18 tier-one branches and 306 branches in China. In addition, five village banks have been launched. The national layout has been accelerated, and a large number of branches and subsidiaries are ready to start business. At the same time, overseas business has been rapidly expanded and overseas branches have been established. By the end of 20 16, the total assets of hengfeng bank reached 1.2 trillion.

Extended data

Hengfeng bank characteristic business

1. Personal business: hengfeng bank retail finance aims at creating value for individual customers, providing personalized, all-round and diversified financial products for customers at different levels, helping customers to use funds conveniently, efficiently and safely, and achieving the goal of preserving and increasing personal assets.

2. Corporate business: hengfeng bank practices the concept of "financial support for the real economy", constantly strengthens internal innovation in recent years, introduces big data technology around industrial chains and platform enterprises, explores the implementation of the credit factory model, and strives to provide convenient and efficient comprehensive financial solutions for corporate customers.

Hengfeng bank has built a special service brand for small and medium-sized enterprises-"Fortune Hengtong". After three years of practice, we have completed the integration from process, approval, service, authorization, management, assessment to background scientific and technological support.

At the same time, according to the needs of "agriculture, countryside and farmers" economy and agriculture-related enterprises, hengfeng bank Chengdu Branch simplified the examination and approval procedures of innovative loans, changed the original situation that large and small enterprises participated in the loan examination meeting in a unified way, and small and micro enterprises took the retail channel to highlight key points in different categories, thus shortening the examination and approval time of agriculture-related enterprises.

3. Asset securitization business:

In order to better serve the real economy, hengfeng bank actively began to try asset securitization business on 20 15, and realized the leap-forward development of this business from scratch.

20 15 On February 3rd, the first credit asset securitization product "Hengfeng 20 15" issued by hengfeng bank was successfully issued in the interbank market.

4. Business innovation of "five major sectors and seven major banks":

First, companies and investment banks, including trading banks and investment banks; Second, the interbank and financial market sectors, including banks' banks; The third is the field of asset management and private banking, including asset management banks and private banks;

Fourth, M bank plate, including M bank and credit card bank; The fifth is the innovation sector, including Hengfeng Innovation Garage, Hengfeng Venture Capital, Hengfeng Crowdfunding, Big Data Platform and Financial Cloud Platform.

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