Heng Chang loan is a small loan, but it has been overdue for a long time and has not been repaid after collection. Heng Chang company can bring a lawsuit to the court and demand repayment from the debtor.
If it is really unable to repay, it shall negotiate with the lending institution to extend the repayment period or repay it in installments; After the lending institution files a lawsuit with the court and wins the case, if it fails to perform the court's judgment within the performance period, it will apply to the court for enforcement.