Legal analysis: If the insured home insurance has earthquake protection function, then this situation can be compensated. If the insured home insurance does not have this protection, then you can't get compensation. Because earthquakes are natural disasters and force majeure, general insurance will be exempted from liability, and if there is an agreement in the insurance contract, it will be agreed in the contract. The relevant state departments will give corresponding subsidies to the affected people, but not compensation.
Legal basis: Article 509 of General Principles of Civil Law of People's Republic of China (PRC), the parties shall fully perform their obligations as agreed. The parties shall abide by the principle of good faith and fulfill the obligations of notification, assistance and confidentiality according to the nature, purpose and trading habits of the contract. During the performance of the contract, the parties shall avoid wasting resources, polluting the environment and destroying the ecology.