Legal analysis: You have the right to bring a lawsuit to the people's court where the defendant lives, and demand the defendant to repay the debt. It is suggested to actively prosecute, and the limitation of action for debt disputes is three years. If the repayment period is agreed, the limitation of action shall be three years from the date of the expiration of the repayment period; If there is no agreed repayment period, the other party shall be given a grace period, and the limitation of action shall be two years from the date of expiration of the grace period. After the expiration of two years, the right to win the lawsuit will be lost (that is, the creditor's rights are not protected by law), so we must pay attention to the limitation of action. According to the above situation, your claim to the other party to repay the arrears is still within the limitation of action.
Legal basis: Article 188 of the Civil Law of People's Republic of China (PRC) requests the people's court to protect civil rights, and the limitation of action is three years. Where there are other provisions in the law, those provisions shall prevail. The limitation period of action shall be counted from the date when the creditor knows or should know that the right is damaged and the debtor knows it. Where there are other provisions in the law, those provisions shall prevail. However, the people's court shall not protect the rights that have been damaged for more than 20 years. Under special circumstances, the people's court may decide to extend the time according to the application of the obligee.