A liar will trick you into signing a fax contract first, and then press your fingerprints. Then he will cheat you step by step to pay insurance premium, first month interest, performance fee, deposit, guarantee fee, loan fee, notary fee, credit fee, mortgage fee, card opening fee and so on. He will also ask you to transfer all the funds in your account to the liar's account in the name of insufficient running water in your bank, checking your repayment ability or capital verification, and even ask you to go to a designated bank to apply for a bank card and deposit it.
If you don't pay the fee as required by the swindler, the swindler will threaten to blacklist you, sue you for breach of contract, compensate huge liquidated damages and so on in the name of signing a contract with them. This is really a very low-level fraud, a typical fraud.