How to borrow corporate loans? How much is the interest?

1. How much is the interest in enterprise credit loans? 1. Generally speaking, the latest benchmark interest rate for loans is as follows: 5.85% within 6 months (including 6 months), 6.3 1 year (including 1 year), and 1 year to 3 years (including) It should be noted that the benchmark interest rate is determined according to the provisions of the central bank, and the bank's loan interest rate fluctuates up and down on this basis. However, if you want to make a corporate loan, in addition to the above, you need to know the loan principal, loan term, repayment method, loan interest rate, etc., so as to work it out. 2. The repayment methods in enterprise credit loans: First, the monthly repayment method in average capital. The second method is to repay the principal and interest equally every month. Third, weekly/biweekly/monthly/quarterly/semi-annual repayment method. Fourth, repay the principal in installments and pay interest in installments. Fifth, repay the principal in one lump sum and pay the interest in installments. Sixth, there are many repayment methods with a grace period of up to one year. You can judge which repayment method to choose according to your own specific situation. 2. How much can enterprise credit loans borrow at most? The maximum corporate credit loan in enterprise credit loans is 3 million yuan, provided that the annual flow of your corporate account and personal account reaches 8 million yuan. This company has been operating for more than two years and has a good credit record. The loan period is two years, and the monthly repayment of principal and interest is faster. Generally, the loan is released within 20 days, and your property is not used as collateral. Providing information is basically a set of procedures for the company. The credit line in enterprise credit loans needs bank rating, which is generally around100000, with a maximum of 300000. The credit line of each bank is different. For example, the maximum amount of a single loan of a postal savings bank enterprise does not exceed 5 million yuan (inclusive). The factor that determines the quota of enterprise credit loans is 1. The more cash flow an enterprise has, the more cash it can control, and correspondingly, the higher the amount that enterprise credit loans can apply for. 2. Corporate Credit Corporate credit is sometimes even greater than the value of collateral. The cooperation history and salary distribution between enterprises and partners comprehensively reflect the credit status of enterprises. 3. The value of the enterprise is also the cash flow of the enterprise. The faster the cash flow, the higher the enterprise credit loans quota can be obtained. 4. Free capital of an enterprise Free capital is the cash flow that an enterprise can control at will. The more free capital, the higher the enterprise credit loans quota. Nowadays, many banks attach great importance to the integrity of enterprises. Sometimes, honesty is more important than collateral. The integrity of the enterprise is reflected in the credit and salary distribution with partners. If the enterprise's credit status is good, the credit loan amount will naturally increase.