If you don't have much spare money, it is recommended to rent a house. .
First, the general nature of a single apartment is residential, which will affect your loan to buy a house after marriage. . . The interest rate of the second suite is higher, the down payment is higher, and the repayment pressure becomes greater. If you bought a second apartment in the name of your lover at that time, it would easily lead to disputes (there are many opinions at present, for reference only). .
Second, the current housing prices are temporarily stable because of state regulation. At the same time, the current housing price in Huaihua has almost reached its peak. . (A friend bought a house in Zhuzhou, the elevator room is 4800), but Huaihua has reached around 3000-4000 (some people will say that there are still 2000, but you have to see where. I said medium to good position. At the same time, the housing facilities in Huaihua have not improved much. In the past two years, many buildings in Huaihua have been under construction. Let's give a few examples. . ：
Hongyun new city 1
1500 mu or 2500 mu, I don't remember. It's quite big anyway. The slogan is that we are building a city. . There is even a primary school in it. . . . But the one next to the railway, the multi-storey bungalow. . There seems to be one on it.
2. Yuelu Oucheng
800 mu, used for multi-storey and high-rise buildings. (near Yangcun, Huaihua)
3. Shi Sheng Huadu
1 1 1 elevator room. . .
4. Kaitong Oilfield
5. Tianxing Repulse Bay (Huaihua Hutian Development Zone)
6. emerald bay, Hong Tao (Huaihua Hutian Development Zone)
7. Dahan Longcheng
And most of them are residential areas of more than 500 acres. .
At present, the bank's interest rate is also at the peak. The early interest rate was only 4.89 (before comprehensive regulation), and now it is still 7.05. . . . . And each bank will have a different floating ratio. Around eight o'clock. .
You are single at present, it seems that you are working in Huaihua.
For example, even if your current salary is 3500+ (which is high for Huaihua at present), the original unit price of Yingtai International at the entrance of Huaihua Railway Station is 3500 (single apartment), and now it is 4000,40 square meters.
* * * 160000. The down payment is 48,000 yuan, and the loan is 1 1.2 million yuan. I gave you the lowest interest rate last year 1 160. . Or ten years. . Do the math yourself. Isn't the pressure great? It is also 40 square meters. Ten years.
It is recommended to buy a house in one step after marriage. .
If you really want to buy, the preferred location is Taiping Bridge to Huaihua Hutian Development Zone. . But the price is not cheap either. .
Huaihua Tiebei and Wuxi Square are cheaper. . Tiebei is ok, but Wuxi Square is not recommended. It's too far.
Hexi belongs to the business circle, and now the house price has also come up.
If you consider Wuxi Square. . It is better to go to Huaihua, China County. . Domestic housing prices are comparable to Wuxi Square. . But now China is building an eco-city (well planned). There is not much time difference from the train station to Wuxi Square and then to China.
Finally, I have no research on single apartment. I don't know where to sell it. It seems to be less at present.