However, online lending is very risky, so please use it with caution.
First of all, the interest rate of WeChat card loan is very high. In addition, after the card loan is overdue, a meeting will be held to collect it. According to the different overdue time, the consequences are different. There will be high penalty interest in the early overdue period, which will increase the repayment pressure. With the increase of overdue time, credit card loans may package debts to third-party collection companies for relatively violent collection, which will not only affect their work and life, but also interfere with friends around them. When the overdue circumstances are serious, the card loan can also bring a civil lawsuit to the court.
Therefore, if there is demand for online loans, banks and big platforms are still chosen, and the interest is relatively low and safer.