Legal basis: "Measures for the Administration of RMB Bank Settlement Accounts" Article 65 A depositor shall not commit any of the following acts when using a bank settlement account: (1) Transfer company funds into a personal bank settlement account in violation of the provisions of these Measures. (2) Withdrawing cash in violation of these measures. (3) Avoidance of bank debts by opening a bank settlement account. (4) Leasing or lending bank settlement accounts. (5) Transfer money from a bank settlement account outside basic deposit account, deposit sales income or deposit cash in the unit credit card account. (six) the legal representative or principal responsible person, the depositor's address and other account opening information has not been notified to the bank within the prescribed time limit. Non-operating depositors who commit one to five of the above acts shall be given a warning and fined 1000 yuan; Commercial depositors who commit one to five of the acts listed in the preceding paragraph shall be given a warning and fined between 5,000 yuan and 30,000 yuan; If the depositor commits the sixth act listed in the preceding paragraph, he shall be given a warning and fined 1000 yuan.
Article 191 of the Criminal Law covers up or conceals the proceeds of drug crimes, organized crimes of underworld nature, crimes of terrorist activities, crimes of smuggling, crimes of corruption and bribery, crimes of disrupting financial management order, and crimes of financial fraud, the above-mentioned proceeds shall be confiscated, and they shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also or shall only be fined; If the circumstances are serious, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than ten years and fined: (1) providing a capital account; (2) Converting property into cash, financial bills or securities; (3) Transferring funds by transfer or other payment and settlement methods; (4) Cross-border transfer of assets; (5) concealing or disguising the source and nature of the proceeds of crime and their proceeds by other means. If a unit commits the crime mentioned in the preceding paragraph, it shall be fined, and the directly responsible person in charge and other directly responsible personnel shall be punished in accordance with the provisions of the preceding paragraph.