Can the second-hand housing mortgage company change its name?

Second-hand housing mortgage loans can generally be changed. In the process of second-hand housing mortgage, the bank must first agree in writing to rename or transfer, and sign a mortgage change agreement. Then prepare your ID card, real estate license and land certificate (you need to borrow from the bank) and go to the local real estate management department to handle it.

legal ground

Article 406 of the Civil Code stipulates that during the mortgage period, the mortgagor may transfer the mortgaged property. Unless otherwise agreed by the parties, such agreement shall prevail. If the mortgaged property is transferred, the mortgage right will not be affected. Where the mortgagor transfers the mortgaged property, it shall promptly notify the mortgagee. If the mortgagee can prove that the transfer of the mortgaged property may damage the mortgage right, he may require the mortgagor to pay off the debt or deposit the proceeds of the transfer in advance with the mortgagee. The part of the transfer price exceeding the amount of creditor's rights belongs to the mortgagor, and the insufficient part is paid off by the debtor.