How to evaluate the credit risk level of enterprises?

The credit risk rating of an enterprise aims to analyze and evaluate the operating ability, profitability, repayment ability, performance ability, development prospect, internal control and credit risk status of the enterprise. And there is a unified credit rating standard. Enterprise credit rating is divided into three grades and nine grades, namely AAA, AA, A, BBB, BB, B, CCC, CC and C, among which AAA grade refers to excellent enterprise credit, minimal risk and strong performance ability; Grade C indicates that the enterprise has poor credit and high default risk.