1. As a large-scale retail enterprise, Suning Shang Yun has strong financial strength and can bear a large burden of credit purchase. Suning Shang Yun also reduced the risk and controlled the risk of credit purchase by splitting the account period.
2. Suning cloud merchants have strong marketing ability and market competitiveness, and can increase sales through price reduction promotion, thus gaining more capital inflows and supporting the development of credit purchase business.
3. Suning Shang Yun has established a series of perfect risk control mechanisms, including auditing supplier credit and product quality, analyzing market and sales data, strengthening inventory management, controlling capital flow and other measures, which effectively reduces the risk of credit purchase.