Your small company loan, the other party wants you to deposit the money in your own card as a capital verification, of course, it is not safe, because such loans are generally liars, so of course not. Deposit the money in your own card for capital verification.
I borrowed money from a small company, and the other party asked me to deposit it in my own card for capital verification. Is this money safe?
It's not safe. Don't trust these things. When you get a loan, you usually put the money into your card first, but it's also from your card. Deduct the handling fee from the money he called you if. The people he told you to pay first are all liars. Don't believe it. There are many companies in quality companies, such as JD.COM, Baidu and what? Why do so many companies go to that place for loans? Still have to limit your consumption. Rational consumption, rational consumption, or you will really intensify when he arrives, and it will be too late to regret it.
The above-mentioned behavior of the other party belongs to the illegal and criminal behavior of "routine loan", involving crimes, extortion and other charges. The performance of this kind of illegal crime is:
First, solicit business in the name of "company", sign loan contract with you, create private loan leave and other names to defraud you to sign "inflated loan contract", "yin-yang contract" and real estate contract.
Second, forge the bank flow and deliberately create the illusion that you have got all the money borrowed from the contract.
Third, arbitrarily identify your breach of contract and ask you to repay the "inflated loan" immediately.
Fourth, maliciously increase the loan amount. When you are unable to pay, the other party introduces other fake "companies" or individuals, or you sign a new "fake loan contract" to "balance the accounts" and further increase the loan amount.
5. Blackmailing "debts" and falsely claiming that they are in court. To achieve the purpose of sending money.
In case of the above situation, everyone should first refuse all the payment requirements of the other party, remain calm, pay attention to identify and prevent illegal and criminal acts such as extortion, and ensure the safety of their own funds. Don't be credulous, don't transfer money, and call the police when necessary. Finally, I advise you to go to the big platform for loans, and don't fall into the trap of online loans for a little cheaper and more convenient!
Third, is it safe for the company to save money?
This is not recommended. Deposit money or deposit it in the bank?
4. Is the deposit of rural credit cooperatives safe?
Safe.
Rural credit cooperatives are formal and legal financial institutions, and it is safe and reliable to deposit money in credit cooperatives, but in order to avoid risks, they still put money in different banks. It is safe to deposit less than 500 thousand in rural credit cooperatives. Rural credit cooperatives are banks with legal personality approved by the People's Bank of China. The assets of rural credit cooperatives are guaranteed, and bank deposits in China are protected by deposit regulations.
If it exceeds 500,000, it is recommended to choose multiple banks to diversify their deposits to avoid the financial risks brought by bank bankruptcy.