Reply from the People's Bank of China: The main steps for an enterprise to open a basic deposit account are as follows: 1. The enterprise shall submit the account opening application form and relevant supporting documents to the account opening bank; 2. The bank shall review the information provided by the enterprise; 3. The bank will submit the verified account information to the People's Bank for review; 4. The People's Bank of China shall, within 2 working days, review the account opening information submitted by the commercial bank. If it meets the conditions for opening an account, it shall approve and issue an account opening license. If it does not meet the conditions for opening an account, it shall be returned after signing the opinions. In practice, the People's Bank of China cannot control how long the first three steps will take. However, after receiving the information submitted by commercial banks, the People's Bank of China will generally review it on the spot, and if it meets the conditions for opening an account, it will issue an account opening permit on the spot.
I. Conditions for opening an account:
1. Age limit for opening an account: at least 18 years old, subject to the date of birth on the ID card (some business departments can handle it if they can provide income certificates from 16 to 18 years old);
2.a shares can only be opened in China.
3. An investor in Shanghai A-share market can only open one account and designate one account, so there is no need to open it before. If the original account is dormant, it can be cancelled and reopened. However, if the original account is used normally, it needs to be transferred.
Second, the account opening time:
You can open an account during trading hours, and some business departments will arrange overtime to open an account during non-trading hours such as weekends and noon. However, due to the uncertainty of non-trading time, please communicate and confirm in advance before going.
Third, carry materials:
ID card, bank card (bank card can be used by three banks, but it can be opened when three banks open securities without a bank card).
According to the process, brokers do not need a bank card to open a stock account, but only need to know which bank the customer runs for pre-designation. The company * * completes the stock account opening business, and the customer needs a bank card when it is confirmed by the bank. Therefore, if you plan to open a new bank card, you'd better do it in the bank and make a tripartite confirmation. Of course, because some brokers can handle the tripartite confirmation of some banks in one stop at the brokerage counter, or there are bank pos machines that can complete the confirmation at the securities counter, and there are many banks next to some companies, it will be very convenient to bring a bank card if you already have one.
4. Account opening fee:
Shanghai Securities Account, 40 yuan Securities Account, Shenzhen Securities Account, 50 yuan (some business departments of * * Company will have activities, but if the reduction or exemption may require customers to sign agreements such as no transfer for several years, you can say hello in advance).
Verb (short for verb) process:
I open an account in the business department of * * company → bring the form issued by the business department to the bank to open a tripartite deposit (some banks don't have to go to the bank counter to handle it, and the brokerage company can directly consult the staff) → download the software (the company will give the operation flow).
You can transfer money and buy and sell securities through quotation software and trading software.
The intransitive verb B shares to open an account:
First of all, B-share accounts can be opened not only by domestic investors, but also by overseas investors.
Required documents: Domestic investors need to show their ID cards, and overseas investors need to show their passports and other ID cards.
The difference with A shares:
1.The account opening fee for B shares is in foreign currency (US$ B 19 in Shanghai and HK$ B 120 in Shenzhen). Therefore, foreign currency accounts need to ask the business department to deposit the corresponding account opening fee, and I will go to the business department to handle it after the account opening fee arrives.
2. Domestic people can handle bank-securities transfer, but there are far fewer banks that handle bank-securities transfer than A-share tripartite banks, so they need to bring their bank cards to * * company. (If you can use a bank, you need to consult the specific business department.)
In terms of processing time, B shares generally need working day trading time.
Finally, briefly talk about the transfer process:
Carrying materials: ID card, bank card and shareholder account card (if lost, they can be reissued).
Process: 1. Select interested business units. If there are deep stocks, you need to know the Shenzhen seat number of the new business department;
2. Withdraw the designated transaction from the original company and transfer the Shenzhen Stock Exchange to the corresponding seat in the new business department on the premise that there is no transaction in my trading day and there are no new shares in my account; The original * * company will pay interest and let customers transfer all their funds;
3. You can open an account in the sales department of the new company on the same day; If the bank card used is not the original bank card, you can confirm the relationship with the new business department on the same day; If the original card is still used, it is generally necessary to wait for the next trading day to disconnect the bank-securities relationship with the original broker, and then go to the bank for confirmation.
* * Conditions for the establishment of the company
(1) Having articles of association that comply with administrative regulations;
(2) The major shareholders are profitable continuously, have a good reputation, have no record of major violations of laws and regulations in the last three years, and have net assets of not less than RMB 200 million;
(3) Having a registered capital that meets the requirements of this Law;
(4) The directors, supervisors and senior managers are qualified for the post, and the employees are qualified for securities business;
(5) Having a sound risk management and internal control system;
(6) Having qualified business premises and business facilities;
(7) Other conditions stipulated by administrative regulations and the State Council Securities Regulatory Authority approved by the State Council.