CCB's fast loan has a recovery quota. For details, please go to the local CCB outlet or call 95533 customer service.
Revolving credit line means that if the credit line is used, the consumption amount is not paid in one lump sum, but in installments before the final repayment date. This is a kind of loan behavior, the repayment period is 30 days, and it can be automatically extended for 30 days after maturity, and the number of extensions is unlimited, so it is called revolving credit.
Because revolving credit is a short-term loan, the calculation of interest is different from the annual interest calculation of general loans, but the daily interest calculation is adopted. As long as you make good use of the revolving credit function and spend less interest, you can not only solve the urgent need, but also use your salary flexibly without asking someone to borrow money.
Extended data:
Revolving credit is a very convenient short-term loan tool. When you can't pay off the amount on the bill at one time, you can use this function to decide the repayment amount and time by yourself, and you can settle it at any time without providing any collateral. Revolving credit can save you from paying off all the accounts for the time being, but you should at least pay back the "minimum payable amount" listed on the monthly statement every month.
If the consumption of each period is not fully repaid before the final repayment date, the interest needs to be calculated from the date when the consumption is recorded. Cash withdrawal by credit line is to calculate the cyclic interest from the same day. Please repay according to the amount on the monthly statement. If you repay with the minimum repayment amount, you can make your capital flow more freely without affecting your credit history under the condition of paying the cyclic interest.
For consumer credit cards, there is no interest on full repayment before maturity. However, if there is no full repayment (even if it is almost the same), the interest will be calculated separately from the consumption date (calculated at the daily interest rate of five ten thousandths); Part of the repaid interest shall be recorded in the account one day before the repayment date, and the unpaid part shall be recorded in the account one day. If there is advance cash, it shall be counted from the date of advance until the day before repayment.
References:
China Construction Bank-China Construction Bank Fast Loan