Do you still have to pay back the money when the platform closes down?
The collection of platform failures will not stop, which means that the online lending platform has closed down, and we still have to pay back the money. Everyone should have heard of asset packaging and creditor's rights transfer. In fact, asset packaging and creditor's rights transfer are selling non-performing assets to others at low prices. Simply put, the platform that is about to close down will generally transfer customers that have not been collected to another company.
For example, Xiao Zhang owes 50,000 yuan to Platform A, and Platform A has not recovered the arrears under internal collection measures, so it is outsourced to a professional collection company for collection, but at this time the creditor's rights are still on Platform A, which is asset packaging; In the case that the outsourcing company has been unable to successfully collect the money, Platform A decided to resell the arrears of 50,000 yuan to Company B at the price of 30,000 yuan. At this time, the creditor's rights belong to company B, which belongs to the transfer of creditor's rights.
Generally, in the early stage of collection, telephone collection is used and rarely comes to the door; But in the later period, after the transfer of creditor's rights, the general transfer of creditor's rights is based on the principle of territorial proximity, which is convenient for door-to-door.
What are the closure lists of 20 19 online lending platforms?
20 19 The closed list of online lending platforms includes: Ni,,, etc. The specific platform is as follows:
Generally speaking, even if the platform closes down, the collection will not stop.