The development prospect of CITIC Bank;
CITIC Bank has an excellent and experienced management team. They have an average of more than 20 years of work and management experience in the financial field. They are well-known experts in the industry, with innovative management concepts and comprehensive operational experience. In recent years, under the leadership of this excellent management team, CITIC Bank has been adhering to the management philosophy of "adhering to the coordinated development of efficiency, quality and scale", "pursuing profits that filter risks", "pursuing stable market value" and "striving to be at the forefront of competition between Chinese and foreign banks". Actively develop corporate business, retail business, international business, capital market business, investment banking business, auto finance business, custody business, credit card business and private banking business. , and has first-class corporate customer service capabilities, leading the international trade settlement business, logistics financing business and capital market business of the same industry. Innovative investment banking business and unique retail banking development strategy enjoy a high reputation in the industry.
CITIC Bank covers nearly 130 countries and regions around the world, with 78 branches and 622 branches in China, mainly distributed in the eastern coastal areas and economically developed cities in the central and western regions. The bank has more than 33,000 employees, of whom more than 26,000 business personnel provide comprehensive financial solutions such as corporate banking, international business, capital market business and investment banking. Provide quality services to corporate customers, and provide comprehensive financial products such as personal finance, credit card, consumer credit, private banking and overseas finance to individual customers.
CITIC Bank has established an independent, comprehensive, vertical and professional risk management system, pursued the benefit of filtering risks, continuously improved its technical ability to quantify risks, strengthened capital constraint management in accordance with the Basel Accord and risk management requirements, and continuously improved its asset management and internal management level. In recent years, the non-performing rate of credit assets of CITIC Bank is far below the average level of listed banks, and the asset quality has improved significantly.