First, the concept of Minsheng wallet and its background information.
As the name implies, Minsheng wallet is a product related to money. Minsheng wallet and other loan products of Minsheng are collectively referred to as Minsheng Easy Loan. Minsheng Easy Loan is an Internet financial platform and belongs to the people's livelihood e-commerce. This platform is powerful, and its leading organization is Minsheng Canadian Asset Management Co., Ltd., directly under China Minsheng Bank. This financial platform also covers other well-known private enterprises in China and is positioned as a supplementary institution for banking business. This financial platform covers many fields, including science and technology logistics and other fields, and has achieved its own unique development model of the Internet finance industry. Therefore, Minsheng wallet, as its product, has great financial support behind it.
Second, the people's livelihood purse is strict with the loan object.
Minsheng wallet is a loan product launched by Minsheng e-commerce platform. Different from other loan products, Minsheng Wallet is a credit wealth management product, and the most important audit standard is credit, which simply depends on the applicant's credit status. The biggest advantage of Minsheng wallet is that it supports online application and operation, and the lending speed is also extremely fast. Basically, as long as you apply online and pass the bank identity examination, you can successfully lend money to the bank account designated by the applicant the next day. Minsheng wallet is a pure credit loan, and the qualification requirements for loan applicants are also relatively high. Minsheng Easy Loan Wallet application is divided into two ports. The loan targets of Minsheng Easy Loan Wallet are concentrated in some high-quality cooperative enterprises under Minsheng, and will face the first batch of open applications from employees of these enterprises. On the other hand, it is the capital end of Minsheng wallet. The target of this fund is some stable wealth management customers, who are the customer resources accumulated on the platform of people's livelihood and easy loan.
Third, the methods and precautions for applying for people's livelihood purse
Because Minsheng wallet loans are only open to high-quality users, applicants who want to apply for Minsheng wallet must maintain a good credit record. When using other financial products at ordinary times, you should develop good repayment habits and don't delay repayment because of your negligence. Overdue will have serious consequences, but it will affect all aspects of life. We must pay special attention to this. Minsheng wallet application procedures are simple and convenient, and the operation can be completed online. Specifically, the application can be divided into three parts. First of all, the loan applicant must have his own loan application account, and this applicant can self-register in the Minsheng Easy Loan Money Bag subsystem. At the same time, the applicant should fill in his basic identity information according to the system prompt, and carry out online real-name authentication. With the loan application account, the loan applicant can directly put forward the loan demand through the account. The loan platform will conduct comprehensive evaluation and review according to the information registered by the applicant at the time of registration. Finally, the system will determine the applicant's loan amount according to the evaluation results, and make loans within the approved loan amount. The successful loan funds are directly distributed to the applicant's loan application account by the system, and the applicant can use them by cash withdrawal or transfer.
The people's livelihood purse is reliable, and there is a strong capital chain behind it. Its management system is based on the bank level, which is a risk control system at the bank level, and the audit mechanism is very strict.