It is a regular foreign exchange dealer company supervised by FSA and NFA, and its selling point is low spread. The fixed spread mechanism is adopted, but in different periods, Europe, America and Asia are 2 pounds and 3 dollars, and Europe is 1.8 pounds and 2.8 dollars. There are only two lever sizes, 100 times and 200 times. The minimum deposit can be $500.
Second, is industrial consumer finance formal and legal?
Industrial consumption finance is formal and legal, and industrial consumption finance loans are very reliable. It is a formal consumer finance company, after all, it is approved by the China Banking Regulatory Commission. Xingye Consumer Finance is the first consumer finance company controlled by a joint-stock commercial bank in China. It was established with the approval of China Banking and Insurance Regulatory Commission, and obtained a formal consumer finance license. The employer mainly lends money by itself, and the source of funds is still very safe and reliable.
Xingye Consumer Finance provides users with three loan products: family consumption loan, empty-handed account and education treasure. Different products have different application conditions. The maximum loan amount is 200,000 yuan and the service period is 6-36 years. During the loan process, it is guaranteed not to charge any fees outside the contract, and the loan is open and transparent.
Third, Xingye Consumer Finance, is Xingye Xiao Sha Easy Loan a liar on the financial platform of Jingdong? Is it illegal? ?
Xingye Xiao Sha Easy Loan is not a liar. Little Shark Easy Loan is a credit service product of Xingye Consumer Finance Co., Ltd.
Xiao Sha Easy Loan is a credit service under the Industrial Consumer Finance Co., Ltd., which was launched in June 2065438+2008. It carries out risk control innovation based on Internet and big data technology, and realizes intelligent decision-making through automatic credit information system and anti-fraud system.
Xingye Consumer Finance Co., Ltd. was formally established on February 23, 20 14 and 14 in Quanzhou Financial Reform Experimental Zone, Fujian Province. It is the first consumer finance company controlled by a joint-stock commercial bank in China, and the first company in China to start business since its pilot expansion in October14 10. They are all regular companies. Moreover, Industrial Consumer Finance Co., Ltd. is state-owned.
Extended data:
As of June 4, 20 19, there were 702 industrial consumer finance cases caused by financial loan contracts of others or companies, and 4 cases were announced on June 3 alone. In April and May, more than 300 contract judgments involving industrial consumer finance were publicized in batches.
The reporter of China Business News combed the contents of several judgments. According to the judgment of industrial consumer finance and the borrower, the part of interest, penalty interest and liquidated damages charged by industrial consumer finance to the borrower exceeding 24% will not be supported. "The sum of interest, penalty interest and liquidated damages claimed by the plaintiff in this case is not supported by this court."