Poor: 1, low bank interest, high finance company interest; 2, banks require more than finance companies, depending on the flow and interest settlement, metal companies do not require it. Get to know more and go to the credit house.
Second, the difference between financial loans and bank loans?
There are several differences between financial institution loans and bank loans:
1. Lending institutions are different: loans from financial institutions are approved by financial institutions, and loans from banks are approved by banks. Credit information may not be available for loans from financial institutions, but credit information will be available for loans from banks.
2. Different loan thresholds: The loan thresholds of financial institutions are relatively looser than those of banks.
3. The loan interest rate is different: the bank loan interest rate is lower than that of financial institutions.
Third, the difference between Mercedes-Benz financial loans and bank loans.
The main difference lies in its service object, application process, interest rate and loan amount.
1. Customer: Mercedes-Benz financial loans are mainly aimed at consumers who buy Mercedes-Benz cars, while bank loans are suitable for a wider range of consumption scenarios, such as house purchase, decoration and tourism.
2. Application process: Mercedes-Benz financial loans are generally handled at authorized dealers of Mercedes-Benz. The application process requires bank loans to be submitted at bank outlets or online platforms, which takes a relatively long time.
3. Interest rate: The interest rate of Mercedes-Benz financial loans is subject to floating adjustment relative to personal credit records, repayment ability and other factors, while the interest rate of bank loans is generally higher.
4. Loan amount: Mercedes-Benz Finance is price-related, generally not exceeding 80% of the car price, while the bank loan amount is relatively flexible and can be determined according to the specific needs of borrowers.