The central government ordered the closure of all online loans?
This rumor is of course false. At present, there are many online lending platforms in the market, and the country is strictly rectifying them. After the rectification, the online lending platform will become more and more standardized. However, online lending is an important part of the national financial system. The central bank will not close all online loans, and it is still too extreme to deny all online loans. At present, the state has not issued a document to close the online lending platform. What the state can do is to strengthen supervision and rectification and constantly make online loans compliant. Rectifying some particularly outrageous online lending platforms, such as 7 14 anti-aircraft guns, is the target of severe crackdown by the state.
Don't pay back the overdue money?
No matter how the national policy changes, debt repayment will not change. Old buddies who want to pay back the money, let's give up this idea. No matter what kind of loans overdue, there are often high penalty interests, and these high penalty interests and liquidated damages will be delayed more and more. Therefore, we'd better pay it back when it is due, and don't let the final interest still be unclear. If it exceeds the excess interest rate stipulated by the state, we can not pay it back. Moreover, in the face of violent collection by some online lending platforms, we can collect evidence and let the state make decisions for us.
20 19 part of the latest list of central crackdown on online lending:
Although the country is cracking down on illegal online loan platforms and online loan collection, if the money owed before is still to be paid back, it will not be collected after all. Collection is not affordable for ordinary people, so it is better to repay as soon as possible and get rid of it as soon as possible.