What conditions does Jinzhou Bank need to meet for decoration loan? Look at these seven rules carefully!

Now, many people buy houses. After buying a real estate, we should consider the problem of decoration. If you want to be satisfied with the decoration, it will cost at least several hundred thousand, and some luxury houses may cost millions. It may be difficult for ordinary families to spend so much money at one time, so they can consider applying for a decoration loan. Today, I will introduce the application conditions of Jinzhou Bank's decoration loan.

I. Introduction of Decoration Loan of Jinzhou Bank

Jinzhou Bank, a local city commercial bank, has many investment and wealth management products, among which the number of decoration loan applicants is relatively large, mainly because of its low threshold, fast payment and high quota, which can solve many people's problems.

The maximum amount of decoration loan of Jinzhou Bank is 500,000 yuan, which is suitable for small and medium-sized families, and 500,000 yuan can also achieve good results. The longest term is 5 years, which can effectively reduce the repayment pressure of borrowers. You must provide collateral approved by the bank before you can apply.

Second, Jinzhou Bank decoration loan application conditions

(1) It has a long-term fixed residence or fixed assets in the local bank, and the renovated house also has requirements. It must be the house where you live, where the bank is located.

(2) The borrower has the property right certificate or the certificate issued by the property right unit that the borrower has the right to use the house.

(3) The borrower must have a stable income and a good credit, and need to provide bank running water for nearly half a year.

(4) It can provide the guarantee method approved by Jinzhou Bank.

(5) This decoration loan can also be handled by credit, but only for some users, official employees of state administrative organs, institutions and financial enterprises, who have an average monthly income of more than double the average monthly debt, and have no bad credit record.

(6) The family decoration project contract, family decoration budget, self-made decoration scheme or decoration related materials signed with the decoration construction unit.

(7) Open a current savings account with the handling bank.