How to write the loan application?
Loan application * * Bank: Our company is a loyal customer of your society and the key support object of your society, and has a good credit for many years. I have been engaged in * * processing for many years, with good business performance and rich business experience. Now my working capital reaches * * * ten thousand yuan. With the strong support of * * county government for many years and the support of national industrial policies, as well as preferential policies for minority enterprises, * * enterprises, as one of the pillar industries in * * county, have brought great development to * *. Therefore, in order to continue to seize opportunities and expand business opportunities, we must expand reproduction. This requires strong financial guarantee as the backing, as well as strong support from the financial sector. Therefore, the company needs a loan of * * * million yuan as supplementary working capital, and I hope your bank will approve it. Because the company is in good operating condition, strong management ability, strong operating ability and profitability, high reputation and promising development prospects, in order to expand the scale of operation and make the enterprise bigger and stronger, but the liquidity of the enterprise is insufficient, we are now applying for a loan from your bank as a short-term liquidity loan. Because the company has good business projects, good benefits and sufficient sales revenue and cash inflow, the company promises to repay your loan and interest on time with the company's sales revenue and cash inflow to ensure your bank loan. I. Basic information of the company The company was established in * *. The industrial park covers an area of * mu, with a building area of * * square meters, with * * machines and * * production lines. The company was recognized by the State Ethnic Affairs Commission as a designated production enterprise of ethnic minority articles, and developed into a leading backbone enterprise of * * industry in * * county and a "232 1" labor training base. The company operates steadily, with advanced business philosophy and high management level. Two. Assets and liabilities of the enterprise At present, the total assets of the company are RMB *, including fixed assets *, inventory *, accounts receivable * and other assets *. The company borrowed RMB * million from CCB, RMB * million from Chengnan Credit Cooperative and RMB * million from accounts payable. Assets and liabilities *%. Three. In the process of development, the company actively adjusted its business strategy and paid attention to the development and maintenance of the sales market. In 2006, 65,438+0,000% order management has been achieved, and the passive management situation of blind acquisition has been completely shaken off. We have established long-term cooperative relations with * * Company and Shenzhen * * Co., Ltd. Strict quality control in production has won many customers with high-quality products. The processing and management strategy without plush has been implemented, and good market and economic benefits have been achieved at present. In 2005, the company realized a total operating income of * million yuan and turned over to the state treasury for tax revenue of * million yuan; In 2006, the total operating income reached * billion yuan, which was turned over to the state treasury for tax revenue of * billion yuan. Four. Company development Our company has established a modern system in accordance with the company law, and a modern enterprise framework has been formed. Pay attention to integrity construction, technological progress and institutional innovation. Over the years, with perfect management and high and low market prices, we have been making steady progress. In the process of operation, we strictly control the collection and sale, pay close attention to the market conditions, operate flexibly, have a strong sense of risk and have a high degree of sincerity. Over the years, our business is booming and getting bigger and bigger. The company's production and operation have entered a good cycle state, the capital operation is normal, the management process is orderly, the development is steady and sustained, and now it has good profitability. V. Purpose and repayment source of the loan The company loan is used to supplement working capital and purchase raw materials. The source of repayment is sales return. We believe that with the support of your bank, our company will continue to be bigger and stronger and become a leader in the industry. I hereby apply for an enterprise legal person: * * * * Products Co., Ltd. * * * * *.