2. If the guarantor is suspected of illegal fund-raising, then the party's request for repayment belongs to the scope of criminal incidental civil action. According to the provisions of Article 139 of the Supreme People's Court's Interpretation on the Application of Criminal Procedure Law, if the defendant illegally occupies or disposes of the victim's property, he shall be recovered or ordered to make restitution according to law. The recovery of compensation can be used as a sentencing circumstance, and the court will not accept the criminal incidental civil action filed by the victim. Obviously, the party's "deposit the money in the guarantee company" actually means that the victim's property (money) is occupied and disposed of by the defendant, so it is impossible to bring a criminal incidental civil action, and only the relevant authorities can recover it and order it to make restitution.
3. Stay away from the temptation of high interest rates and enhance the awareness of fraud prevention. Be sure to put the money in a formal financial institution. At the same time, the Supreme Court has just issued a judicial interpretation on the trial of private lending cases, which will take effect on September 1. Article 26 of the judicial interpretation strictly and clearly stipulates the interest rate of private lending, stipulating that the agreed interest rate shall not exceed 24% per annum to support the lender's interest payment requirements.