What about Prudential Life Insurance Company?

Prudential Life Insurance Co., Ltd. was established in Guangzhou in 2000, and was renamed Prudential Life Insurance Co., Ltd. in 2007, 20 1 1. Headquartered in Beijing, the company has a registered capital of 2.36 billion yuan. The company has set up 23 branches and * * * has set up more than 220 branches in 99 cities. In the solvency report for the third quarter of 2022, the core solvency adequacy ratio was 13 1.97%, and the comprehensive solvency adequacy ratio was 226.59%. In the second quarter of 2022, the comprehensive risk rating was BBB, and the solvency index exceeded the standard by a lot. From the background and solvency, prudential life insurance is very good. You can read this article in detail to understand: Is CITIC Prudential reliable? I'm a little hesitant to finish these products. ...

Prudential Life has many products. At present, Huicheng critical illness insurance, Huianxin insurance plan, comfortable long-term medical insurance and so on are popular. It's impossible to list them one by one. It depends on what insurance you want to buy. If you want to buy critical illness insurance, you can look at Huicheng critical illness insurance. This product has complete protection for mild and severe diseases, flexible payment period and short waiting period, but the proportion of compensation for mild diseases is not high, and it does not provide multiple compensation and extra compensation for high-incidence diseases. Generally speaking, the security is average. See this article for details: Is Xincheng Huicheng Critical Illness Insurance worth starting with? An article reveals the secret!

Many people pay attention to insurance companies because they are worried that insurance companies are unreliable. In fact, as long as the insurance company is reliable under the supervision of the CBRC, no matter what happens, the CBRC will cover the bottom. For example, if an insurance company goes bankrupt, the CBRC will require that the insurance policy be transferred to other insurance companies, and the insurance policy will still be valid and claims can still be made. If you want to know more, you can read this article: the insurance company went bankrupt. What should I do with the insurance I bought?

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