Regarding the scope of application of guarantee, there are many other debts of unjust enrichment and civil and commercial activities that can be guaranteed in the relationship between the law of power and responsibility guarantee. Guarantee Law and Judicial Interpretation of Guarantee Law have a comprehensive understanding of guarantee.
In the practice of guarantee business, guarantee companies are also trying to explore, establish guarantee style on the basis of the original guarantee method, standardize legal risks and promote the smooth development of guarantee business.
As a guarantee company, how to improve the risk management ability quickly is the key to practice internal strength. The first thing the guarantee company should deal with is how to improve its risk management ability, and make great efforts in the following aspects to complete the construction of our risk management system by practicing internal strength.
First of all, it is necessary to form a perfect internal control mechanism and business balance mechanism. Guarantee companies should establish internal control system of checks and balances to prevent risks through collective wisdom. The guarantee company can set up three links: front, middle and back. As a pioneer department, the security department needs a clear division of labor and checks and balances.
It is very important for guarantee companies to establish a scientific risk assessment system. In order to evaluate the guarantee risk and reduce human error, the guarantee company evaluates the customer according to the reference and comprehensively evaluates the customer's characteristics.