The paradox of "the company has money, but the boss has no money" is common in entrepreneurship. For example, Mr and Mrs Wang started a technology company and made a lot of money. At present, the undistributed profit on the books is as high as 200 million yuan. Once allocated, it will bear 20% tax, which is bald enough. Therefore, they have never paid dividends, that is, there is no money in the couple's private bank card.
You should know that although the company is yours, it is not your personal coffers, and many bosses are very depressed! Corporate profits cannot be transferred to corporate accounts at will. If you want to transfer money reasonably, you have to operate reasonably.
Here are a few points to note:
I. Necessary conditions for transferring a company account to a legal person's personal account
1, a small amount, and now it will be monitored when the revolution exceeds 20w.
2. Don't use it too many times. Multiple abnormal transfers will also cause monitoring.
3. Remarks can be: petty cash, salary, welfare, etc.
4. From the company account to the personal account as a cash withdrawal, such an account looks nothing from the company account and the cash account, but there are two problems:
1, the bank statement reflects not the cash withdrawal, but the transfer;
As a cashier, it is illegal to transfer the funds from the company account to your own account, and it is even more unclear once there is an inspection.
Because banks can transfer large amounts of money, private transfer to public transfer has always been the key object of inspection by the tax bureau. The state explicitly prohibits the concealment of actual income. Public and private supervision is becoming more and more strict, and many high-net-worth people are increasingly worried.
Second, set up a personal studio to withdraw cash.
At the beginning of the company's establishment, it is necessary to lay out the company structure in advance to lay a good foundation for future scientific planning. If the boss controls the company through the way of natural person holding shares, after the company makes profits, he wants to take the money out of the company's account once and for all, only by paying dividends, but this way needs to pay 20% dividend tax.
However, if the boss registers the studio, the sole proprietorship enterprise or individual household can pay taxes at a fixed rate. Within a tax of 1%, value-added tax is exempted. After paying taxes, it can be directly reflected in the legal person account. Ordinary tickets and special tickets can be issued, with a wide range of invoicing types, which can be issued in consulting services, software development, design, advertising industry, environmental protection technology, marketing planning, information technology industry and other industries.
For example, Zhang San's income is 200w W W. Without considering the deduction,
Comprehensive income tax is 200wx45%-18,92w = 71.08w;
The enterprise income tax is 200WX35%-6.55W = 63.45W..
But only one tax is needed in the tax garden: 200wX 1%=2w.
Generally speaking, the tax paid by individual studios is very low, but the business must be guaranteed to be true; In addition, you only need to settle down in the local area to pay taxes, and you don't need to have a physical address to work. Information required to register a studio:
1. Basic information of legal person (ID photo, telephone number, email address, etc. )
2. Basic information of self-employed persons (business scope, nicknames, registered capital, etc.). )
3. The legal person carries out real-name industrial and commercial certification.
From registration to cancellation, all processes do not require the presence of a legal person in person, which is very convenient!