_ _ _ _ _ 1. A financial holding company refers to a limited liability company or a joint stock limited company that has substantial control over two or more different types of financial institutions, only manages equity investment, and does not directly engage in business activities.
2. China's financial holding companies have developed rapidly, but some financial holding companies, mainly those invested by non-financial enterprises, blindly expand into the financial industry, and there is a regulatory vacuum, and risks are constantly accumulating and exposed.
3. A financial holding company is an enterprise specializing in equity investment and management of financial institutions and shall not engage in non-financial business; Financial holding company is an organizational form to realize the comprehensive operation of the financial industry, and it is also a capital operation form to pursue the optimization of capital investment and the maximization of capital profit. In the financial holding group, the holding company can be regarded as a group company, and other financial enterprises can be regarded as member enterprises. Group companies and member enterprises are related to each other through property rights or management relations. Although each member enterprise is controlled and influenced by the group company, it must bear civil liability independently. ______
4. Group holding refers to the existence of a holding company as the parent company of the group. The holding company can be a simple investment institution or an operating institution with financial business as the carrier. The former is a financial holding company, while the latter is a bank holding company and an insurance holding company.
5. Business development
The motivation for the emergence and existence of financial holding companies lies in their innovative business, that is, the reorganization and derivation of various elements within the financial field. Under the holding company, banks, securities, insurance and other subsidiaries operate independently, which has more room for business development and higher freedom, which is conducive to the full development of each subsidiary in their respective fields; Under the holding company model, the cross-selling of various businesses and products is more market-oriented, with high transparency, and the handling of related transactions is more standardized and clear, which is conducive to better realizing the cross-selling of businesses and products.