At present, there are 240 formal insurance institutions registered with the CBRC. There are many insurance companies, but which one is the best? Generally, when you ask which insurance company is reliable, you want to know which one is the most secure and can lose money. To answer this question, the data is the closest to the correct answer, and this ranking is based on data analysis >> The solvency ranking of the most comprehensive insurance companies in 2020.
There is also a way to judge whether an insurance company is reliable or not. The ranking depends on the premium income. You can refer to the premium ranking published by the CBRC, because it is equivalent to an official market share ranking, which will be more objective. The following table is the specific ranking:
Maybe some friends will have such doubts at this time. It seems that the insurance companies that can rank in the forefront are those. However, some insurance companies always don't have a copy on the front of the policy. Is that unreliable? Should we always be alert to its bankruptcy?
On this issue, everyone can relax. After all, it is not easy to set up an insurance company in China, and the CBRC will conduct strict supervision after its establishment. The main supervision mechanisms are as follows:
Therefore, even if it is ranked last, the insurance companies that can be established in China will not go bankrupt easily. Anyway, since the reform and opening up, there have been no cases of insurance companies closing down.
If you are so unlucky, don't worry. At this time, the country has its own arrangements, and the insurance contract will continue to take effect! If you want to know the specific situation, you can read this article. The insurance company went bankrupt. What about the insurance I bought?