What does ICBC debit card mean?

ICBC debit card refers to the debit card (savings card) handled at ICBC outlets. Debit cards have no credit limit, so you must deposit before using them. When handling, it is divided into one, two and three types of accounts, of which three types of cards have no physical cards, and the use of two or three types of cards will be restricted. This card can only be handled at bank outlets, and banks will charge a certain fee when handling physical cards.

ICBC needs to carry valid personal identification when handling debit cards. It should be noted that an ID card can only handle one type of card in a bank. The first type of card has the highest authority and belongs to the general card, which can be used for deposit and withdrawal, loan, opening various services, investment and wealth management, etc.

The second and third types of ICBC debit card accounts will be subject to quota restrictions, of which the daily quota of the second type account is 1 10,000 yuan and the annual quota is 200,000 yuan. The balance of three types of accounts cannot exceed 1 0,000 yuan, with a daily limit of 5,000 yuan and an annual cumulative limit of 1 0,000 million yuan. At the same time, second-class accounts are generally used for investment and wealth management, and third-class account users spend online.

The full name of ICBC is China Industrial and Commercial Bank Co., Ltd., which was established in 1984 65438+ 10/. Its headquarters is located at 55 Fuxingmennei Street, Beijing. Its business scope includes fund management, expense payment, marketing service, financial management, agency sales, e-commerce and so on. Its foreign investments include ICBC AXA Life Insurance Co., Ltd., ICBC Credit Suisse Bank Fund Management Co., Ltd. and ICBC Financial Leasing Co., Ltd.