1, senior management loan
If the borrower is a natural person shareholder or senior manager of a listed company in the A-share market (non-ST), he may apply for the loan product. The funds can only be used for personal consumption and operation, and the maximum loan amount can reach 20 million yuan. In addition to personal data, there are other mortgages or guarantees, and the loan success rate will be higher.
2. Photovoltaic loans
Very suitable for farmers' families. If a single member needs to buy photovoltaic power generation equipment and installation services, he can apply for this product with power generation income as the repayment source. The maximum loan amount can reach 80,000 yuan, and the longest term can reach 10 year.
3. White collar loans
Personal consumption loans for office workers can be used for car purchase, education, decoration, marriage, travel and shopping. Applicants must be civil servants of the state party and government organs or reference civil servant managers; Employees of institutions or reference institutions; Employees of top 500 enterprises in China, A-share non-ST listed companies, state-owned enterprises and other high-quality enterprises such as telecommunications, electric power, finance, petroleum, railways, aviation, traffic control, tobacco, radio and television, lawyers and so on.
4. Capable person loan
Loans for village cadres in the village committee where the handling bank is located, engaging in rural industrial chains such as planting, animal husbandry, fishery and aquaculture, purchasing, processing and transportation of agricultural products, or engaging in other business activities.