Before entering the detailed evaluation of ruitai Life Insurance, anxious friends can directly take away the key point: Is ruitai Life Insurance reliable? Pay attention to the product content. .....
Ruitai Life Insurance Co., Ltd. was established in June 2004 with a registered capital of 65,438+0.871100 million yuan. It is the first joint venture life insurance company headquartered in Beijing. The investors are National Energy Group Capital Holdings Limited and South Africa Qiwei Group Qiwei Life Insurance (South Africa) Limited.
At the beginning of its establishment, ruitai Life was an insurance company focusing on investment-linked insurance, and established the brand image of "high-end, professional" of ruitai Life in the industry. After deepening the adjustment of product structure, product development has shifted from investment-oriented products to guaranteed products. At present, ruitai Life takes agency, bancassurance, group insurance, online sales and direct sales as its main business channels.
In addition to the strength background, we can also examine the strength of ruitai Life from these places: What should we look at when looking at insurance companies?
Judging from the solvency of ruitai Life in the third quarter of 2022, its core solvency adequacy ratio and comprehensive solvency adequacy ratio reached 97.72% and 127.05% respectively, and its latest risk rating was Grade B.
Ruitai Life's solvency is up to standard. You can compare it with the minimum solvency standards formulated by CBRC (core solvency adequacy ratio ≥50%, comprehensive solvency adequacy ratio ≥ 100%, and the latest risk rating is B and above).
Finally, you can look at the solvency ranking of insurance companies: the solvency ranking list of the most comprehensive insurance companies in 2022!
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