The main points are as follows:
1. Counterparty (financing party). Lend money to who? You must know and master it in detail. You can't lend money to people you don't even trust. Therefore, it is necessary to have a deep understanding and evaluation. Such as finance, word of mouth, historical experience, company shareholder background, social reputation, credit record and so on.
2. Trust manager (trust company). Different trust companies have different management abilities, styles and historical achievements. So this should also be considered comprehensively.
3. Transaction structure (product structure). The transaction structure design of trust products can avoid many problems. In case something goes wrong. Structural design can make a big difference in processing speed. At the same time, the transaction structure can well understand the flow of funds. The risk of ensuring that funds are not used for other purposes.