(1) Guarantee approval stage:
1. The lender consults and fills in the Business Transfer Application Form;
2. The Lender applies for public guarantee at the counter of the guarantee company on the second floor of the business hall of Hefei Housing Provident Fund Management Center (hereinafter referred to as the management center), and the guarantee company conducts the preliminary examination; The management center examines and determines the loan amount;
3. The lender shall settle the remaining principal and interest of the original commercial loan by itself and cancel the original Property Ownership Certificate.
(2) loan application:
1. The lender applies to the guarantee company for reloaning with the original commercial loan settlement certificate and other reloaning materials, and signs the contract and other related materials;
2, bank credit inquiry, management center audit, guarantee company to accompany the applicant for housing mortgage registration procedures;
3. After the mortgage registration formalities are completed (subject to the confirmation of the management center), the guarantee company will take other warrants and the management center will lend money.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.