2. Issuing stocks: Issuing stocks is mainly a relatively low-risk financing method suitable for listed companies. Because stocks do not need to be repaid with principal and interest, issuing stocks is a method with relatively low financing risk.
3. Bank loans: The most important channel for enterprise financing is to apply for loans from banks. Generally speaking, there are three types of loans: fixed assets loans, working capital loans and special loans.
4. Private lending: Private lending refers to a way for enterprises to raise funds through lending platforms and institutions, which belongs to the investment form of private capital.
5. Issuance of bonds: refers to the securities issued by enterprises in accordance with relevant regulations and agreed to repay the principal and interest within the agreed time.
6. Financial leasing: Financial leasing is a new financing method that combines financing and finance to improve the financing efficiency of enterprises. There are three main forms: direct purchase lease, after-sale lease and leveraged lease.
7. Credit guarantee: Credit guarantee financing refers to the financing method in which a third-party guarantee company guarantees an enterprise that has passed the audit standard by investigating its operating conditions, assets and liabilities and other enterprise-related information, and the bank issues loans to the enterprise.
8. Pawn lease: A temporary loan obtained by an enterprise by transferring its physical assets or ownership as pawns belongs to pawn lease.
9. Issuing convertible bonds: Convertible bonds belong to a special kind of corporate bonds, which means that bondholders convert their bonds into bonds containing common shares at a pre-agreed price, which has the characteristics of both equity and bonds.
10. Investment attraction: Investment attraction is also a kind of equity financing. Different from general equity financing, it belongs to a form of private financing with investors, which will reduce the risk of some enterprises being acquired.
What does financing mean?
Financing refers to the behavior of enterprises to raise funds needed for their operations in the financial market through various means according to their own operating conditions, assets and liabilities and future development needs.