Article 10 of "Several Provisions of the Supreme People's Court Municipality on Publishing the Information of the List of Executed Persons with Disbelief"
In any of the following circumstances, the people's court shall delete the untrustworthy information within three working days:
1, the person subjected to execution has fulfilled the obligations specified in the effective legal document or the people's court has completed the execution;
2. The parties have reached an execution settlement agreement, which has been fulfilled;
3. The application executor applies in writing to delete the untrustworthy information, and the people's court examines and agrees;
4. After the execution of the program, the property of the person subjected to execution is inquired more than twice through the network execution inspection and control system, and no property available for execution is found, and the applicant executor or others fail to provide effective property clues;
5, due to trial supervision or bankruptcy proceedings, the people's court ruled to suspend the execution of the person who has lost his trust;
6, the people's court ruled not to execute;
7. The people's court ruled to terminate the execution according to law.
If there is a time limit for inclusion, the provisions of the preceding paragraph shall not apply. Within three working days after the expiration of the inclusion period, the people's court shall delete the untrustworthy information.
After deleting the information of dishonesty in accordance with the provisions of the first paragraph of this article, the people's court may re-include it in the list of persons subjected to dishonesty if the person subjected to execution has one of the circumstances specified in Article 1 of these provisions.
In accordance with the provisions of the first paragraph of this article, the people's court shall not support the application for the inclusion of the person subjected to execution in the list of persons subjected to dishonesty within six months after deleting the information of dishonesty. ?
If the agreement is not fulfilled, the overdue records of bank credit cards in the last two years will be reflected monthly, and you can see which year and which month are overdue. Records from two years ago will no longer be reflected on a monthly basis. Generally, banks can check personal credit information as long as they see that there are no bad records in the first two years, but it takes five years for bad records to be completely eliminated.
Therefore, it is best for cardholders not to cancel their credit cards after discovering that they are overdue, but to pay off the arrears first and keep a good repayment record for 24 months, so that they will not be affected by bad records when handling new credit business.
Extended data:
Consequences of breaking a promise
1, the release of "Lao Lai blockbuster" increased exposure.
LED large-screen exposure, network exposure, public transport media exposure, and even cinema circulation. Hengshui City People's Court made the list of people who lost their trust into a "Lao Lai super blockbuster". Hundreds of big photos of Lao Lai and their related information were clearly displayed on the big screen of the cinema and circulated before the start of each film, so Lao Lai became a "celebrity".
2. Customize Lao Lai's exclusive CRBT.
In order to jointly punish Lao Lai, Luoyang, Enshi, Wuhu and other courts reached an agreement with local communication operators to formulate Lao Lai's exclusive color ring back tones. When the mobile phone calls, the other party will hear the "special reminder from Lao Lai" and will urge the caller to fulfill the repayment obligation as soon as possible. Even if the number is changed, as long as it is the mobile phone number of the ID card, it will be covered by the operator, and the ringtone will not follow the number.
3. The whole network inquired about assets, and the balance of Alipay was frozen.
The people's court has the right to inquire about your personal assets. The court in Huangdao, Kunming, conducted a network-wide asset inquiry on a dishonest person, and found that there were more than RMB 65,438+10,000 in the Alipay account with real name authentication. Immediately, the court handed over the Financial Statement of Assistance in Freezing to Alipay headquarters and obtained cooperation, and successfully frozen its assets in Alipay.
4, the whole network live execution site
In order to solve the problem of "difficult execution of decisive victory", the Xiantao People's Court broadcasted the execution site live on the whole network on August 8, and joined forces with Hubei TV, Xiantao TV and Netease News to participate in the whole process. Netease news, today's headlines, betta and other platforms are broadcast live on the whole network. 43 cases were closed on the spot, with an amount of 3.4 million yuan in place, giving full play to the exposure role of online media.
5. WeChat reward announcement
Guangzhou Intermediate People's Court uses new media means such as WeChat platform to release the information of "Lao Lai", which helps to further solve the "implementation difficulty". Last year, 38 bonuses were awarded, involving an amount of 247 million yuan. Recently, WeChat friends circle advertisements have also exposed "Lao Lai", using big data to accurately deliver, so that Lao Lai has nowhere to escape.
Peking University Legal Information Network-Regulations on the Administration of Credit Information Industry