If you still don't know much about insurance, you can read this article by Senior Sister:
Super full! Everything you want to know about insurance is here.
Then the senior sister will give you a brief introduction to the company that has lived for a hundred years. Without much nonsense, we will go directly to dry goods!
1. Company background
Centennial Life Insurance Co., Ltd. officially opened on June 3, 2009, and is the first Chinese-funded life insurance legal entity in Northeast China. The registered capital of the company is 7,794.8 million yuan. At present, 20 provincial branches have been opened, with a total of more than 390 branches at all levels.
Up to now, the company's total assets have exceeded 200 billion, making profits for six consecutive years. The overall comprehensive strength of the company has improved year by year, and it has steadily entered the ranks of medium-sized insurance companies.
If you want to know more about your life in a hundred years, you can't miss this article by your senior:
What is the power of a century's life? To be announced soon ...
2. Solvency
The regulations of CBRC on the solvency of insurance companies are that the core solvency adequacy ratio is ≥50%, the comprehensive solvency adequacy ratio is ≥ 100%, and the comprehensive risk rating is ≥ B. As long as the above three requirements are met, the solvency of insurance companies is up to standard.
According to the quarterly data of Centennial Life Insurance in 2022 1, the company's core solvency adequacy ratio and comprehensive solvency adequacy ratio are 97. 1 1% and 136.9 1% respectively. The latest risk rating is B, which meets the passing line stipulated by the China Banking Regulatory Commission. It is a company worthy of our recognition.
But what if the insurance company insured by everyone is still bankrupt? Senior tells you:
The insurance company went bankrupt. What about the insurance I bought?
Hope to adopt
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