Main features:
(1) Huikabao reserves a reserve fund to ensure that investors can redeem it in time at any time. At the same time, Huikabao will strictly control the borrower's repayment period to ensure the flexibility of funds.
(2) The advantage of Huikabao is that the funds transferred by users to Huikabao can not only gain income, but also be consumed and withdrawn at any time, which is very flexible and convenient. Let users make money and spend money.
(3) Enjoy full principal and interest guarantee through Huikabao investment. The objects of investment through Huikabao are small loan projects such as merchants and members who have joined Huixin, as well as mortgage-guaranteed loan projects of small and medium-sized businesses. The credit card loan team will strictly control any loan project and control risks at different levels to ensure the investment safety of investors. If the borrower of Huika Loan is overdue, Huika Company will use the risk protection fund to advance the investor's principal and interest in advance.
Yu 'ebao was established on February 8, 20 14, which is a balance value-added service created by Alipay. When you transfer money to Yu 'ebao, you buy the Yu 'ebao Monetary Fund provided by Tian Hong Fund, and you can get income. The funds in Yu 'ebao can also be used for online shopping payment at any time, which can be flexibly extracted.
2065438+April 2005, the scale of data balance treasure "the second in the world" increased against the market 1000 billion.
(1) Huikabao is a P2P financial management software, with a deadline, but the income will be much higher than Yu 'ebao.
(2) Although the income of Yu 'ebao is low, it is flexible and convenient.
(3) Yu 'ebao is a wealth management software owned by Alibaba, which will be more credible than Huikabao.
(4) When searching for platforms, we should know more about the qualifications of the platforms, communicate with customers who have invested more, and invest cautiously.