1. Hold formal insurance policies and invoices. 2. The original identity certificate of the insured. 3. General loans must be handled by the insured in person. 4. Go to the counter of the insurance company's business hall (apply). 5. Generally, you can lend money on the same day. Note: The loan term is generally half a year. After the loan period expires, the insurance company will charge a late fee. During the loan period, the insurance will continue to be effective and the insurance premium will be paid as scheduled. If the second-generation ID card is lost, you need to go to the police station under your jurisdiction to print the identity check and issue a certificate and stamp it to take effect.
2. What procedures do I need to get a loan with an insurance policy?
Take Ping An Pratt & Whitney's life insurance loan as an example;
I. Application conditions
1, age requirement: 23~55 years old;
2. Income requirement: after tax ≥ 3,000 yuan/month;
3. Residence requirements: the current residence is ≥6 months, and you live or work in the application place;
4. Working hours: unlimited;
5. Applicants' requirements: they must be insured.
Second, the life insurance policy requirements:
1, life insurance policy takes effect;
2. The policy has been in effect for more than 6 months;
3. Support the life insurance policies of all insurance companies.
Extended data:
1. Application materials: second-generation ID card, residence certificate and life insurance policy materials.
2. Application process: select products, calculate the loanable amount, apply online, wait for approval, and the loan is successful.
3. If the applicant of life insurance policy changes, it will not meet the application conditions for the time being.
4. Life insurance is purchased in a foreign life insurance company. You can apply for life insurance loans, and the settlement method is RMB.
My policy has been pledged, so I can apply for a loan, but I need to provide the original policy.
Ping An Pratt & Whitney-Life Insurance Loan
3. What procedures do I need to get a loan with an insurance policy?
If you want to get a policy loan, you need to hold a formal policy and invoice, as well as the original identity certificate of the insured.
General loans must be handled (applied for) by the applicant in person at the counter of the insurance company's business hall. Usually the same day is enough.
Note: The loan term is generally half a year. After the expiration of the loan period, the general insurance company will continue to be effective. If the second-generation ID card is lost, you need to go to the police station under your jurisdiction to print the identity check and issue a certificate and stamp it to take effect.
4. What are the procedures for the insurance company to pay for the insurance policy?
If you want to get a policy loan, you need to hold a formal policy and invoice, as well as the original identity certificate of the insured.
General loans must be handled (applied for) by the applicant in person at the counter of the insurance company's business hall. Generally, loans can be made on the same day.
Note: The general loan term is half a year. After the loan period expires, the insurance company will charge a late fee. During the loan period, the insurance will continue to be effective and the insurance premium will be paid as scheduled. If the second-generation ID card is lost, you need to go to the police station under your jurisdiction to print the identity check and issue a certificate and stamp it to take effect.